IBD vs VXUS
Inspire Corporate Bond ETF vs Vanguard Total International Stock ETF
Which is better, IBD or VXUS?
VXUS has been ahead.
VXUS has a lower expense ratio. VXUS led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IBD | VXUS |
|---|---|---|
| Expense Ratio | 0.41% | 0.05%Best |
| AUM | $502M | $158.1B |
| Dividend Yield | 4.32% | 2.51% |
| Holdings | 248 | 8,747 |
| YTD Return | -0.98% | +14.49%Best |
| 1Y Return | +0.58% | +21.52%Best |
| 3Y Return (annualized) | +4.89% | +20.55%Best |
| 5Y Return (annualized) | +0.89% | +9.57%Best |
| Volatility (annualized) | 5.0%Best | 15.5% |
| Max Drawdown | -16.3%Best | -39.9% |
| $10,000 over 5 years | $10,453 | $15,793Best |
| Fund Family | Inspire ETFs | Vanguard (US) |
| Category | Fixed Income | Equity |
| Style | - | Large Cap Blend |
| Inception | Jul 10, 2017 | Jan 26, 2011 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Jul 11, 2017 to Sep 21, 2026 (9.2 years).
IBD vs VXUS growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 9.2 years both funds cover.
IBD vs VXUS Performance
Inspire Corporate Bond ETF (IBD) is an ETF from Inspire ETFs and Vanguard Total International Stock ETF (VXUS) is an ETF from Vanguard (US). Over the past year IBD returned +0.58% while VXUS returned +21.52%. Year to date, IBD is down 0.98% versus a gain of 14.49% for VXUS.
Over three years, IBD compounded at +4.89% per year against +20.55% for VXUS; over five years the annualized figures are +0.89% and +9.57% respectively. Across the full 9-year window we track, VXUS has the edge at +7.70% annualized vs +1.05%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VXUS has been the more volatile fund, with annualized monthly volatility of 15.5% compared with 5.0% for IBD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -16.3% for IBD and -39.9% for VXUS. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.67. They move together some of the time, and apart the rest.
Fees and Cost Over Time
IBD charges 0.41% per year while VXUS charges 0.05%. On a $10,000 position that is $41 vs $5 annually, a gap of $36 per year that compounds over a long holding period. On income, IBD currently yields 4.32% against 2.51% for VXUS.
Holdings Overlap
We hold position weights for 238 holdings in IBD and 8,082 in VXUS, totalling 97.7% and 88.8% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 238 positions we hold weights for in IBD and 8,082 in VXUS, against full books of 248 and 8,747.
What only one of them owns
Measured across the 238 and 8,082 positions we hold weights for.
VXUS holds 35 positions IBD does not, 2.3% of the fund.
Largest: MKL 0.76%, SHEL 0.57%, VWO 0.11%, JD 0.09%, ALC 0.08%
You are not choosing between two funds in isolation.
Whichever of IBD and VXUS you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IBD or VXUS?
IBD has an expense ratio of 0.41% while VXUS charges 0.05%. VXUS is the cheaper option, by $36 a year on a $10,000 investment.
Which performed better, IBD or VXUS?
Over the past year IBD returned +0.58% vs +21.52% for VXUS, so VXUS leads on 1-year performance. Over the longest common window we track (9 years), IBD annualized +1.05% vs +7.70% for VXUS. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, IBD or VXUS?
VXUS has been the more volatile fund at 15.5% annualized versus 5.0% for IBD. Worst drawdown: IBD -16.3% vs VXUS -39.9%.
Should I hold both IBD and VXUS?
IBD and VXUS have a monthly-return correlation of 0.67, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, IBD or VXUS?
IBD yields 4.32% while VXUS yields 2.51%, so IBD currently pays the higher dividend yield.
Is VXUS better than IBD?
VXUS has a lower expense ratio. VXUS led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.