IBD vs QQQ
Inspire Corporate Bond ETF vs Invesco QQQ Trust, Series 1
Which is better, IBD or QQQ?
QQQ has been ahead.
QQQ has a lower expense ratio. QQQ led over 1Y, 3Y, 5Y and the full window. IBD is less concentrated, with 23.5% of the fund in its ten largest positions against 46.5%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IBD | QQQ |
|---|---|---|
| Expense Ratio | 0.41% | 0.18%Best |
| AUM | $502M | $483.5B |
| Dividend Yield | 4.32% | 0.44% |
| Holdings | 248 | 107 |
| YTD Return | -1.02% | +17.95%Best |
| 1Y Return | +0.25% | +21.77%Best |
| 3Y Return (annualized) | +4.77% | +25.63%Best |
| 5Y Return (annualized) | +0.84% | +15.24%Best |
| Volatility (annualized) | 5.0%Best | 19.7% |
| Max Drawdown | -16.3%Best | -35.1% |
| $10,000 over 5 years | $10,427 | $20,324Best |
| Top 10 Weight | 23.5%Best | 46.5% |
| Fund Family | Inspire ETFs | Invesco (US) |
| Category | Fixed Income | Equity |
| Style | - | Large Cap Growth |
| Inception | Jul 10, 2017 | Mar 10, 1999 |
Volatility and max drawdown are measured over the window both funds cover: Jul 11, 2017 to Sep 18, 2026 (9.2 years).
IBD vs QQQ growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
IBD vs QQQ Performance
Inspire Corporate Bond ETF (IBD) is an ETF from Inspire ETFs and Invesco QQQ Trust, Series 1 (QQQ) is an ETF from Invesco (US). Over the past year IBD returned +0.25% while QQQ returned +21.77%. Year to date, IBD is down 1.02% versus a gain of 17.95% for QQQ.
Over three years, IBD compounded at +4.77% per year against +25.63% for QQQ; over five years the annualized figures are +0.84% and +15.24% respectively. Across the full 9-year window we track, QQQ has the edge at +20.05% annualized vs +1.05%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
QQQ has been the more volatile fund, with annualized monthly volatility of 19.7% compared with 5.0% for IBD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -16.3% for IBD and -35.1% for QQQ. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.53. They move together some of the time, and apart the rest.
Fees and Cost Over Time
IBD charges 0.41% per year while QQQ charges 0.18%. On a $10,000 position that is $41 vs $18 annually, a gap of $23 per year that compounds over a long holding period. On income, IBD currently yields 4.32% against 0.44% for QQQ.
Holdings Overlap
We hold position weights for 238 holdings in IBD and 102 in QQQ, totalling 97.7% and 99.9% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 238 positions we hold weights for in IBD and 102 in QQQ, against full books of 248 and 107.
What only one of them owns
Measured across the 238 and 102 positions we hold weights for.
QQQ holds 95 positions IBD does not, 97.5% of the fund.
Largest: NVDA 8.44%, AAPL 7.27%, MSFT 5.76%, AMZN 4.67%, MU 4.43%
You are not choosing between two funds in isolation.
Whichever of IBD and QQQ you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IBD or QQQ?
IBD has an expense ratio of 0.41% while QQQ charges 0.18%. QQQ is the cheaper option, by $23 a year on a $10,000 investment.
Which performed better, IBD or QQQ?
Over the past year IBD returned +0.25% vs +21.77% for QQQ, so QQQ leads on 1-year performance. Over the longest common window we track (9 years), IBD annualized +1.05% vs +20.05% for QQQ. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, IBD or QQQ?
QQQ has been the more volatile fund at 19.7% annualized versus 5.0% for IBD. Worst drawdown: IBD -16.3% vs QQQ -35.1%.
Should I hold both IBD and QQQ?
IBD and QQQ have a monthly-return correlation of 0.53, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, IBD or QQQ?
IBD yields 4.32% while QQQ yields 0.44%, so IBD currently pays the higher dividend yield.
Is QQQ better than IBD?
QQQ has a lower expense ratio. QQQ led over 1Y, 3Y, 5Y and the full window. IBD is less concentrated, with 23.5% of the fund in its ten largest positions against 46.5%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.