IBD vs QQQ
Inspire Corporate Bond ETF vs Invesco QQQ Trust, Series 1
Quick Verdict
QQQ has a lower expense ratio. QQQ delivered stronger 1-year returns. IBD offers more diversification with 247 holdings.
Side-by-Side Comparison
| Metric | IBD | QQQ | Winner |
|---|---|---|---|
| Expense Ratio | 0.43% | 0.18% | |
| AUM | $485M | $455.8B | |
| Dividend Yield | 4.26% | 0.41% | |
| Holdings | 251 | 108 | |
| YTD Return | -0.02% | +18.31% | |
| 1Y Return | +2.66% | +25.37% | |
| 3Y Return (annualized) | +4.92% | +25.79% | |
| 5Y Return (annualized) | +1.10% | +15.20% | |
| Volatility (annualized) | 5.0% | 30.6% | |
| Max Drawdown | -16.3% | -83.0% | |
| Fund Family | Inspire ETFs | Invesco (US) | |
| Category | Fixed Income | Equity | |
| Inception | Jul 10, 2017 | Mar 10, 1999 |
IBD vs QQQ Performance
Inspire Corporate Bond ETF (IBD) is a ETF from Inspire ETFs and Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US). Over the past year IBD returned +2.66% while QQQ returned +25.37%. Year to date, IBD is down 0.02% versus a gain of 18.31% for QQQ.
Over three years, IBD compounded at +4.92% per year against +25.79% for QQQ; over five years the annualized figures are +1.10% and +15.20% respectively. Across the full 9-year window we track, QQQ has the edge at +13.10% annualized vs +1.17%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 5.0% for IBD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -16.3% for IBD and -83.0% for QQQ. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.53. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
IBD charges 0.43% per year while QQQ charges 0.18%. On a $10,000 position that is $43 vs $18 annually, a gap of $25 per year that compounds over a long holding period. On income, IBD currently yields 4.26% against 0.41% for QQQ.
Holdings Overlap
IBD and QQQ share 0 holdings out of 350 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, IBD or QQQ?
IBD has an expense ratio of 0.43% while QQQ charges 0.18%. QQQ is the cheaper option. On a $10,000 investment, that is $25 per year of difference.
Which performed better, IBD or QQQ?
Over the past year IBD returned +2.66% vs +25.37% for QQQ, so QQQ leads on 1-year performance. Over the longest common window we track (9 years), IBD annualized +1.17% vs +13.10% for QQQ. Past performance does not guarantee future results.
Which is riskier, IBD or QQQ?
QQQ has been the more volatile fund at 30.6% annualized versus 5.0% for IBD. Worst drawdown: IBD -16.3% vs QQQ -83.0%.
Should I hold both IBD and QQQ?
IBD and QQQ have a monthly-return correlation of 0.53, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IBD and QQQ?
IBD and QQQ share 0 common holdings with a 0.0% weight overlap. Combined, they hold 350 unique securities.
Which pays a higher dividend, IBD or QQQ?
IBD yields 4.26% while QQQ yields 0.41%, so IBD currently pays the higher dividend yield.
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