IBD vs VOO
Inspire Corporate Bond ETF vs Vanguard S&P 500 ETF
Which is better, IBD or VOO?
VOO has been ahead.
VOO has a lower expense ratio. VOO led over 1Y, 3Y, 5Y and the full window. IBD is less concentrated, with 23.5% of the fund in its ten largest positions against 37.6%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IBD | VOO |
|---|---|---|
| Expense Ratio | 0.41% | 0.03%Best |
| AUM | $502M | $997.4B |
| Dividend Yield | 4.32% | 1.04% |
| Holdings | 248 | 509 |
| YTD Return | -0.88% | +12.25%Best |
| 1Y Return | +0.38% | +17.03%Best |
| 3Y Return (annualized) | +4.77% | +21.25%Best |
| 5Y Return (annualized) | +0.86% | +13.08%Best |
| Volatility (annualized) | 5.0%Best | 16.0% |
| Max Drawdown | -16.3%Best | -34.3% |
| $10,000 over 5 years | $10,437 | $18,490Best |
| Top 10 Weight | 23.5%Best | 37.6% |
| Fund Family | Inspire ETFs | Vanguard (US) |
| Category | Fixed Income | Equity |
| Style | - | Large Cap Blend |
| Inception | Jul 10, 2017 | Sep 7, 2010 |
Volatility and max drawdown are measured over the window both funds cover: Jul 11, 2017 to Sep 17, 2026 (9.2 years).
IBD vs VOO growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
IBD vs VOO Performance
Inspire Corporate Bond ETF (IBD) is an ETF from Inspire ETFs and Vanguard S&P 500 ETF (VOO) is an ETF from Vanguard (US). Over the past year IBD returned +0.38% while VOO returned +17.03%. Year to date, IBD is down 0.88% versus a gain of 12.25% for VOO.
Over three years, IBD compounded at +4.77% per year against +21.25% for VOO; over five years the annualized figures are +0.86% and +13.08% respectively. Across the full 9-year window we track, VOO has the edge at +14.28% annualized vs +1.06%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VOO has been the more volatile fund, with annualized monthly volatility of 16.0% compared with 5.0% for IBD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -16.3% for IBD and -34.3% for VOO. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.59. They move together some of the time, and apart the rest.
Fees and Cost Over Time
IBD charges 0.41% per year while VOO charges 0.03%. On a $10,000 position that is $41 vs $3 annually, a gap of $38 per year that compounds over a long holding period. On income, IBD currently yields 4.32% against 1.04% for VOO.
Holdings Overlap
We hold position weights for 238 holdings in IBD and 494 in VOO, totalling 97.7% and 99.5% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 238 positions we hold weights for in IBD and 494 in VOO, against full books of 248 and 509.
What only one of them owns
Measured across the 238 and 494 positions we hold weights for.
VOO holds 484 positions IBD does not, 99.2% of the fund.
Largest: NVDA 7.55%, AAPL 7.05%, MSFT 5.36%, AMZN 4.13%, GOOGL 3.24%
You are not choosing between two funds in isolation.
Whichever of IBD and VOO you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IBD or VOO?
IBD has an expense ratio of 0.41% while VOO charges 0.03%. VOO is the cheaper option, by $38 a year on a $10,000 investment.
Which performed better, IBD or VOO?
Over the past year IBD returned +0.38% vs +17.03% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (9 years), IBD annualized +1.06% vs +14.28% for VOO. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, IBD or VOO?
VOO has been the more volatile fund at 16.0% annualized versus 5.0% for IBD. Worst drawdown: IBD -16.3% vs VOO -34.3%.
Should I hold both IBD and VOO?
IBD and VOO have a monthly-return correlation of 0.59, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, IBD or VOO?
IBD yields 4.32% while VOO yields 1.04%, so IBD currently pays the higher dividend yield.
Is VOO better than IBD?
VOO has a lower expense ratio. VOO led over 1Y, 3Y, 5Y and the full window. IBD is less concentrated, with 23.5% of the fund in its ten largest positions against 37.6%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.