IBD vs VOO
Inspire Corporate Bond ETF vs Vanguard S&P 500 ETF
Quick Verdict
VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | IBD | VOO | Winner |
|---|---|---|---|
| Expense Ratio | 0.43% | 0.03% | |
| AUM | $485M | $979.0B | |
| Dividend Yield | 4.26% | 1.09% | |
| Holdings | 251 | 509 | |
| YTD Return | -0.02% | +13.72% | |
| 1Y Return | +2.66% | +21.63% | |
| 3Y Return (annualized) | +4.92% | +21.55% | |
| 5Y Return (annualized) | +1.10% | +13.26% | |
| Volatility (annualized) | 5.0% | 14.1% | |
| Max Drawdown | -16.3% | -34.3% | |
| Fund Family | Inspire ETFs | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Jul 10, 2017 | Sep 7, 2010 |
IBD vs VOO Performance
Inspire Corporate Bond ETF (IBD) is a ETF from Inspire ETFs and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year IBD returned +2.66% while VOO returned +21.63%. Year to date, IBD is down 0.02% versus a gain of 13.72% for VOO.
Over three years, IBD compounded at +4.92% per year against +21.55% for VOO; over five years the annualized figures are +1.10% and +13.26% respectively. Across the full 9-year window we track, VOO has the edge at +13.56% annualized vs +1.17%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VOO has been the more volatile fund, with annualized monthly volatility of 14.1% compared with 5.0% for IBD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -16.3% for IBD and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.58. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
IBD charges 0.43% per year while VOO charges 0.03%. On a $10,000 position that is $43 vs $3 annually, a gap of $40 per year that compounds over a long holding period. On income, IBD currently yields 4.26% against 1.09% for VOO.
Holdings Overlap
IBD and VOO share 0 holdings out of 752 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, IBD or VOO?
IBD has an expense ratio of 0.43% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $40 per year of difference.
Which performed better, IBD or VOO?
Over the past year IBD returned +2.66% vs +21.63% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (9 years), IBD annualized +1.17% vs +13.56% for VOO. Past performance does not guarantee future results.
Which is riskier, IBD or VOO?
VOO has been the more volatile fund at 14.1% annualized versus 5.0% for IBD. Worst drawdown: IBD -16.3% vs VOO -34.3%.
Should I hold both IBD and VOO?
IBD and VOO have a monthly-return correlation of 0.58, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IBD and VOO?
IBD and VOO share 0 common holdings with a 0.0% weight overlap. Combined, they hold 752 unique securities.
Which pays a higher dividend, IBD or VOO?
IBD yields 4.26% while VOO yields 1.09%, so IBD currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.