IBHH vs VOO
iShares iBonds 2028 Term High Yield and Income ETF vs Vanguard S&P 500 ETF
Quick Verdict
VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 509 holdings.
Side-by-Side Comparison
| Metric | IBHH | VOO | Winner |
|---|---|---|---|
| Expense Ratio | 0.35% | 0.03% | |
| AUM | $456M | $979.0B | |
| Dividend Yield | 6.26% | 1.09% | |
| Holdings | 222 | 509 | |
| YTD Return | -1.14% | +14.48% | |
| 1Y Return | +0.53% | +22.02% | |
| 3Y Return (annualized) | +6.81% | +21.80% | |
| 5Y Return (annualized) | - | +13.36% | |
| Volatility (annualized) | 7.6% | 14.2% | |
| Max Drawdown | -12.1% | -34.3% | |
| Fund Family | iShares by BlackRock (US) | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Mar 8, 2022 | Sep 7, 2010 |
IBHH vs VOO Performance
iShares iBonds 2028 Term High Yield and Income ETF (IBHH) is a ETF from iShares by BlackRock (US) and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year IBHH returned +0.53% while VOO returned +22.02%. Year to date, IBHH is down 1.14% versus a gain of 14.48% for VOO.
Over three years, IBHH compounded at +6.81% per year against +21.80% for VOO. Across the full 4-year window we track, VOO has the edge at +13.61% annualized vs +4.11%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VOO has been the more volatile fund, with annualized monthly volatility of 14.2% compared with 7.6% for IBHH. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -12.1% for IBHH and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.83. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
IBHH charges 0.35% per year while VOO charges 0.03%. On a $10,000 position that is $35 vs $3 annually, a gap of $32 per year that compounds over a long holding period. On income, IBHH currently yields 6.26% against 1.09% for VOO.
Holdings Overlap
IBHH and VOO share 0 holdings out of 706 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, IBHH or VOO?
IBHH has an expense ratio of 0.35% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $32 per year of difference.
Which performed better, IBHH or VOO?
Over the past year IBHH returned +0.53% vs +22.02% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (4 years), IBHH annualized +4.11% vs +13.61% for VOO. Past performance does not guarantee future results.
Which is riskier, IBHH or VOO?
VOO has been the more volatile fund at 14.2% annualized versus 7.6% for IBHH. Worst drawdown: IBHH -12.1% vs VOO -34.3%.
Should I hold both IBHH and VOO?
IBHH and VOO have a monthly-return correlation of 0.83, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IBHH and VOO?
IBHH and VOO share 0 common holdings with a 0.0% weight overlap. Combined, they hold 706 unique securities.
Which pays a higher dividend, IBHH or VOO?
IBHH yields 6.26% while VOO yields 1.09%, so IBHH currently pays the higher dividend yield.
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