IBHH vs VXUS
iShares iBonds 2028 Term High Yield and Income ETF vs Vanguard Total International Stock ETF
Which is better, IBHH or VXUS?
High Yield Bond against Large Cap Blend.
VXUS has a lower expense ratio. VXUS led over 1Y, 3Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IBHH | VXUS |
|---|---|---|
| Expense Ratio | 0.35% | 0.05%Best |
| AUM | $452M | $158.1B |
| Dividend Yield | 6.20% | 2.51% |
| Holdings | 216 | 8,747 |
| YTD Return | -1.44% | +13.64%Best |
| 1Y Return | -0.64% | +20.82%Best |
| 3Y Return (annualized) | +6.55% | +19.58%Best |
| 5Y Return (annualized) | - | +9.14% |
| Volatility (annualized) | 7.5%Best | 15.4% |
| Max Drawdown | -12.1%Best | -24.1% |
| $10,000 over 4.5 years | $11,904 | $17,360Best |
| Fund Family | iShares by BlackRock (US) | Vanguard (US) |
| Category | Fixed Income | Equity |
| Style | High Yield Bond | Large Cap Blend |
| Inception | Mar 8, 2022 | Jan 26, 2011 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 4.5 years row, are measured over the window both funds cover: Mar 10, 2022 to Sep 17, 2026 (4.5 years).
IBHH vs VXUS growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 4.5 years both funds cover.
IBHH vs VXUS Performance
iShares iBonds 2028 Term High Yield and Income ETF (IBHH) is an ETF from iShares by BlackRock (US) and Vanguard Total International Stock ETF (VXUS) is an ETF from Vanguard (US). Over the past year IBHH returned -0.64% while VXUS returned +20.82%. Year to date, IBHH is down 1.44% versus a gain of 13.64% for VXUS.
Over three years, IBHH compounded at +6.55% per year against +19.58% for VXUS.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VXUS has been the more volatile fund, with annualized monthly volatility of 15.4% compared with 7.5% for IBHH. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -12.1% for IBHH and -24.1% for VXUS. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.77. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
IBHH charges 0.35% per year while VXUS charges 0.05%. On a $10,000 position that is $35 vs $5 annually, a gap of $30 per year that compounds over a long holding period. On income, IBHH currently yields 6.20% against 2.51% for VXUS.
Holdings Overlap
At least 0.6% of IBHH's money is in holdings VXUS also owns.
Stated as a floor: for VXUS, our book for it covers 88.8% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
We cannot see either book well enough to say how much of this pair is duplicated.
1 positions in common, counted across the 194 positions we hold weights for in IBHH and 8,082 in VXUS, against full books of 216 and 8,747.
Top Shared Holdings
| Stock | Weight in IBHH | Weight in VXUS | Difference |
|---|---|---|---|
| MIN:AUMineral Resources Ltd 9.25% 01Oct2028 | 0.61% | 0.02% | 0.59% |
You are not choosing between two funds in isolation.
Whichever of IBHH and VXUS you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IBHH or VXUS?
IBHH has an expense ratio of 0.35% while VXUS charges 0.05%. VXUS is the cheaper option, by $30 a year on a $10,000 investment.
Which performed better, IBHH or VXUS?
Over the past year IBHH returned -0.64% vs +20.82% for VXUS, so VXUS leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, IBHH or VXUS?
VXUS has been the more volatile fund at 15.4% annualized versus 7.5% for IBHH. Worst drawdown: IBHH -12.1% vs VXUS -24.1%.
Should I hold both IBHH and VXUS?
IBHH and VXUS have a monthly-return correlation of 0.77, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, IBHH or VXUS?
IBHH yields 6.20% while VXUS yields 2.51%, so IBHH currently pays the higher dividend yield.
Is VXUS better than IBHH?
VXUS has a lower expense ratio. VXUS led over 1Y, 3Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.