IBTK vs QQQ
iShares iBonds Dec 2030 Term Treasury ETF vs Invesco QQQ Trust, Series 1
Quick Verdict
IBTK has a lower expense ratio. QQQ delivered stronger 1-year returns. QQQ offers more diversification with 103 holdings.
Side-by-Side Comparison
| Metric | IBTK | QQQ | Winner |
|---|---|---|---|
| Expense Ratio | 0.07% | 0.18% | |
| AUM | $965M | $455.8B | |
| Dividend Yield | 3.79% | 0.41% | |
| Holdings | 28 | 108 | |
| YTD Return | -0.44% | +17.46% | |
| 1Y Return | +1.52% | +26.02% | |
| 3Y Return (annualized) | +4.00% | +25.51% | |
| 5Y Return (annualized) | -1.10% | +15.12% | |
| Volatility (annualized) | 6.4% | 30.6% | |
| Max Drawdown | -23.1% | -83.0% | |
| Fund Family | iShares by BlackRock (US) | Invesco (US) | |
| Category | Fixed Income | Equity | |
| Inception | Jul 14, 2020 | Mar 10, 1999 |
IBTK vs QQQ Performance
iShares iBonds Dec 2030 Term Treasury ETF (IBTK) is a ETF from iShares by BlackRock (US) and Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US). Over the past year IBTK returned +1.52% while QQQ returned +26.02%. Year to date, IBTK is down 0.44% versus a gain of 17.46% for QQQ.
Over three years, IBTK compounded at +4.00% per year against +25.51% for QQQ; over five years the annualized figures are -1.10% and +15.12% respectively. Across the full 6-year window we track, QQQ has the edge at +13.08% annualized vs -1.67%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 6.4% for IBTK. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -23.1% for IBTK and -83.0% for QQQ. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.46. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
IBTK charges 0.07% per year while QQQ charges 0.18%. On a $10,000 position that is $7 vs $18 annually, a gap of $11 per year that compounds over a long holding period. On income, IBTK currently yields 3.79% against 0.41% for QQQ.
Holdings Overlap
IBTK and QQQ share 0 holdings out of 127 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, IBTK or QQQ?
IBTK has an expense ratio of 0.07% while QQQ charges 0.18%. IBTK is the cheaper option. On a $10,000 investment, that is $11 per year of difference.
Which performed better, IBTK or QQQ?
Over the past year IBTK returned +1.52% vs +26.02% for QQQ, so QQQ leads on 1-year performance. Over the longest common window we track (6 years), IBTK annualized -1.67% vs +13.08% for QQQ. Past performance does not guarantee future results.
Which is riskier, IBTK or QQQ?
QQQ has been the more volatile fund at 30.6% annualized versus 6.4% for IBTK. Worst drawdown: IBTK -23.1% vs QQQ -83.0%.
Should I hold both IBTK and QQQ?
IBTK and QQQ have a monthly-return correlation of 0.46, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IBTK and QQQ?
IBTK and QQQ share 0 common holdings with a 0.0% weight overlap. Combined, they hold 127 unique securities.
Which pays a higher dividend, IBTK or QQQ?
IBTK yields 3.79% while QQQ yields 0.41%, so IBTK currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.