Quick Verdict

VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 505 holdings.

Lower Fees: VOOHigher Returns: VOOMore Diversified: VOO

Side-by-Side Comparison

MetricIBTKVOOWinner
Expense Ratio0.07%0.03%
AUM$965M$979.0B
Dividend Yield3.79%1.09%
Holdings28509
YTD Return-0.34%+13.80%
1Y Return+1.47%+23.71%
3Y Return (annualized)+3.60%+21.50%
5Y Return (annualized)-1.08%+13.44%
Volatility (annualized)6.4%14.1%
Max Drawdown-23.1%-34.3%
Fund FamilyiShares by BlackRock (US)Vanguard (US)
CategoryFixed IncomeEquity
InceptionJul 14, 2020Sep 7, 2010

IBTK vs VOO Performance

iShares iBonds Dec 2030 Term Treasury ETF (IBTK) is a ETF from iShares by BlackRock (US) and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year IBTK returned +1.47% while VOO returned +23.71%. Year to date, IBTK is down 0.34% versus a gain of 13.80% for VOO.

Over three years, IBTK compounded at +3.60% per year against +21.50% for VOO; over five years the annualized figures are -1.08% and +13.44% respectively. Across the full 6-year window we track, VOO has the edge at +13.58% annualized vs -1.65%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VOO has been the more volatile fund, with annualized monthly volatility of 14.1% compared with 6.4% for IBTK. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -23.1% for IBTK and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.45. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

IBTK charges 0.07% per year while VOO charges 0.03%. On a $10,000 position that is $7 vs $3 annually, a gap of $4 per year that compounds over a long holding period. On income, IBTK currently yields 3.79% against 1.09% for VOO.

Holdings Overlap

0.0%overlap

IBTK and VOO share 0 holdings out of 529 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, IBTK or VOO?

IBTK has an expense ratio of 0.07% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $4 per year of difference.

Which performed better, IBTK or VOO?

Over the past year IBTK returned +1.47% vs +23.71% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (6 years), IBTK annualized -1.65% vs +13.58% for VOO. Past performance does not guarantee future results.

Which is riskier, IBTK or VOO?

VOO has been the more volatile fund at 14.1% annualized versus 6.4% for IBTK. Worst drawdown: IBTK -23.1% vs VOO -34.3%.

Should I hold both IBTK and VOO?

IBTK and VOO have a monthly-return correlation of 0.45, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between IBTK and VOO?

IBTK and VOO share 0 common holdings with a 0.0% weight overlap. Combined, they hold 529 unique securities.

Which pays a higher dividend, IBTK or VOO?

IBTK yields 3.79% while VOO yields 1.09%, so IBTK currently pays the higher dividend yield.

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