ICRC vs SCHD
Bitwise CRCL Option Income Strategy ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD offers more diversification with 103 holdings.
Side-by-Side Comparison
| Metric | ICRC | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.96% | 0.06% | |
| AUM | $348,981 | $112.2B | |
| Dividend Yield | 59.40% | 3.13% | |
| Holdings | 2 | 103 | |
| YTD Return | -31.52% | +27.89% | |
| 1Y Return | - | +29.93% | |
| 3Y Return (annualized) | - | +16.13% | |
| 5Y Return (annualized) | - | +10.00% | |
| Volatility (annualized) | - | 13.6% | |
| Max Drawdown | -56.1% | -33.4% | |
| Fund Family | Bitwise | Charles Schwab Asset Management | |
| Category | Alternative | Equity | |
| Inception | Oct 1, 2025 | Oct 20, 2011 |
ICRC vs SCHD Performance
Bitwise CRCL Option Income Strategy ETF (ICRC) is a ETF from Bitwise and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Year to date, ICRC is down 31.52% versus a gain of 27.89% for SCHD.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -56.1% for ICRC and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
ICRC charges 0.96% per year while SCHD charges 0.06%. On a $10,000 position that is $96 vs $6 annually, a gap of $90 per year that compounds over a long holding period. On income, ICRC currently yields 59.40% against 3.13% for SCHD.
Frequently Asked Questions
Which is cheaper, ICRC or SCHD?
ICRC has an expense ratio of 0.96% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $90 per year of difference.
Which pays a higher dividend, ICRC or SCHD?
ICRC yields 59.40% while SCHD yields 3.13%, so ICRC currently pays the higher dividend yield.
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