ICRC vs VTI

Quick Verdict

VTI has a lower expense ratio. VTI offers more diversification with 3,543 holdings.

Lower Fees: VTIHigher Returns: TiedMore Diversified: VTI

Side-by-Side Comparison

MetricICRCVTIWinner
Expense Ratio0.98%0.03%
AUM-$663.5B
Dividend Yield-1.07%
Holdings43,543
YTD Return-31.52%+14.96%
1Y Return-+22.39%
3Y Return (annualized)-+21.51%
5Y Return (annualized)-+12.36%
Volatility (annualized)-15.4%
Max Drawdown-56.1%-56.6%
Fund FamilyBitwiseVanguard (US)
CategoryAlternativeEquity
InceptionOct 1, 2025May 24, 2001

ICRC vs VTI Performance

Bitwise CRCL Option Income Strategy ETF (ICRC) is a ETF from Bitwise and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Year to date, ICRC is down 31.52% versus a gain of 14.96% for VTI.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -56.1% for ICRC and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

ICRC charges 0.98% per year while VTI charges 0.03%. On a $10,000 position that is $98 vs $3 annually, a gap of $95 per year that compounds over a long holding period.

Frequently Asked Questions

Which is cheaper, ICRC or VTI?

ICRC has an expense ratio of 0.98% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $95 per year of difference.

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