ICRC vs SPY

Quick Verdict

SPY has a lower expense ratio. SPY offers more diversification with 503 holdings.

Lower Fees: SPYHigher Returns: TiedMore Diversified: SPY

Side-by-Side Comparison

MetricICRCSPYWinner
Expense Ratio0.98%0.09%
AUM-$789.1B
Dividend Yield-1.01%
Holdings4505
YTD Return-31.52%+13.68%
1Y Return-+21.53%
3Y Return (annualized)-+21.44%
5Y Return (annualized)-+13.18%
Volatility (annualized)-15.3%
Max Drawdown-56.1%-56.5%
Fund FamilyBitwiseState Street Investment Management
CategoryAlternativeEquity
InceptionOct 1, 2025Jan 22, 1993

ICRC vs SPY Performance

Bitwise CRCL Option Income Strategy ETF (ICRC) is a ETF from Bitwise and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Year to date, ICRC is down 31.52% versus a gain of 13.68% for SPY.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -56.1% for ICRC and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

ICRC charges 0.98% per year while SPY charges 0.09%. On a $10,000 position that is $98 vs $9 annually, a gap of $89 per year that compounds over a long holding period.

Frequently Asked Questions

Which is cheaper, ICRC or SPY?

ICRC has an expense ratio of 0.98% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $89 per year of difference.

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