IDEC vs IVV

Quick Verdict

IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.

Lower Fees: IVVHigher Returns: IVVMore Diversified: IVV

Side-by-Side Comparison

MetricIDECIVVWinner
Expense Ratio0.85%0.03%
AUM$42M$865.2B
Dividend Yield0.00%1.09%
Holdings6508
YTD Return+8.76%+13.80%
1Y Return+16.75%+23.70%
3Y Return (annualized)-+21.49%
5Y Return (annualized)-+13.43%
Volatility (annualized)7.0%15.1%
Max Drawdown-8.5%-56.5%
Fund FamilyInnovator ETFs TrustiShares by BlackRock (US)
CategoryAlternativeEquity
InceptionDec 1, 2023May 15, 2000

IDEC vs IVV Performance

Innovator International Developed Power Buffer ETF - December (IDEC) is a ETF from Innovator ETFs Trust and iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US). Over the past year IDEC returned +16.75% while IVV returned +23.70%. Year to date, IDEC is up 8.76% versus a gain of 13.80% for IVV.

Risk: Volatility and Drawdowns

IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 7.0% for IDEC. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -8.5% for IDEC and -56.5% for IVV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.52. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

IDEC charges 0.85% per year while IVV charges 0.03%. On a $10,000 position that is $85 vs $3 annually, a gap of $82 per year that compounds over a long holding period. On income, IDEC currently yields 0.00% against 1.09% for IVV.

Frequently Asked Questions

Which is cheaper, IDEC or IVV?

IDEC has an expense ratio of 0.85% while IVV charges 0.03%. IVV is the cheaper option. On a $10,000 investment, that is $82 per year of difference.

Which performed better, IDEC or IVV?

Over the past year IDEC returned +16.75% vs +23.70% for IVV, so IVV leads on 1-year performance. Over the longest common window we track (3 years), IDEC annualized +13.45% vs +7.05% for IVV. Past performance does not guarantee future results.

Which is riskier, IDEC or IVV?

IVV has been the more volatile fund at 15.1% annualized versus 7.0% for IDEC. Worst drawdown: IDEC -8.5% vs IVV -56.5%.

Should I hold both IDEC and IVV?

IDEC and IVV have a monthly-return correlation of 0.52, so combining them can provide real diversification depending on your allocation goals.

Which pays a higher dividend, IDEC or IVV?

IDEC yields 0.00% while IVV yields 1.09%, so IVV currently pays the higher dividend yield.

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