IDGT vs SCHD
iShares US Digital Infrastructure and Real Estate ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. IDGT delivered stronger 1-year returns. SCHD offers more diversification with 104 holdings.
Side-by-Side Comparison
| Metric | IDGT | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.37% | 0.06% | |
| AUM | $543M | $108.7B | |
| Dividend Yield | 0.81% | 3.13% | |
| Holdings | 30 | 104 | |
| YTD Return | +44.69% | +26.54% | |
| 1Y Return | +50.38% | +30.90% | |
| 3Y Return (annualized) | +25.18% | +16.29% | |
| 5Y Return (annualized) | +12.40% | +9.65% | |
| Volatility (annualized) | 28.9% | 13.6% | |
| Max Drawdown | -78.0% | -33.4% | |
| Fund Family | iShares by BlackRock (US) | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Jul 10, 2001 | Oct 20, 2011 |
IDGT vs SCHD Performance
iShares US Digital Infrastructure and Real Estate ETF (IDGT) is a ETF from iShares by BlackRock (US) and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year IDGT returned +50.38% while SCHD returned +30.90%. Year to date, IDGT is up 44.69% versus a gain of 26.54% for SCHD.
Over three years, IDGT compounded at +25.18% per year against +16.29% for SCHD; over five years the annualized figures are +12.40% and +9.65% respectively. Across the full 15-year window we track, SCHD has the edge at +11.51% annualized vs +4.76%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IDGT has been the more volatile fund, with annualized monthly volatility of 28.9% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -78.0% for IDGT and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.63. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
IDGT charges 0.37% per year while SCHD charges 0.06%. On a $10,000 position that is $37 vs $6 annually, a gap of $31 per year that compounds over a long holding period. On income, IDGT currently yields 0.81% against 3.13% for SCHD.
Holdings Overlap
IDGT and SCHD share 1 holdings out of 125 unique holdings combined, representing a 2.5% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in IDGT | Weight in SCHD | Difference |
|---|---|---|---|
| QCOM | 3.79% | 2.55% | 1.24% |
Frequently Asked Questions
Which is cheaper, IDGT or SCHD?
IDGT has an expense ratio of 0.37% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $31 per year of difference.
Which performed better, IDGT or SCHD?
Over the past year IDGT returned +50.38% vs +30.90% for SCHD, so IDGT leads on 1-year performance. Over the longest common window we track (15 years), IDGT annualized +4.76% vs +11.51% for SCHD. Past performance does not guarantee future results.
Which is riskier, IDGT or SCHD?
IDGT has been the more volatile fund at 28.9% annualized versus 13.6% for SCHD. Worst drawdown: IDGT -78.0% vs SCHD -33.4%.
Should I hold both IDGT and SCHD?
IDGT and SCHD have a monthly-return correlation of 0.63, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IDGT and SCHD?
IDGT and SCHD share 1 common holdings with a 2.5% weight overlap. Combined, they hold 125 unique securities.
Which pays a higher dividend, IDGT or SCHD?
IDGT yields 0.81% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.
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