IDGT vs SCHD
iShares US Digital Infrastructure and Real Estate ETF vs Schwab US Dividend Equity ETF
Which is better, IDGT or SCHD?
Mid Cap Blend against Large Cap Value.
SCHD has a lower expense ratio. IDGT led over 1Y, 3Y and 5Y, SCHD over the full window. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 64.3%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IDGT | SCHD |
|---|---|---|
| Expense Ratio | 0.37% | 0.06%Best |
| AUM | $504M | $112.1B |
| Dividend Yield | 0.78% | 3.00% |
| Holdings | 30 | 103 |
| YTD Return | +32.42%Best | +24.59% |
| 1Y Return | +32.29%Best | +28.14% |
| 3Y Return (annualized) | +21.54%Best | +15.58% |
| 5Y Return (annualized) | +10.66%Best | +9.90% |
| Volatility (annualized) | 20.6% | 13.6%Best |
| Max Drawdown | -37.1% | -33.4%Best |
| $10,000 over 5 years | $16,594Best | $16,032 |
| Top 10 Weight | 64.3% | 41.8%Best |
| Fund Family | iShares by BlackRock (US) | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Mid Cap Blend | Large Cap Value |
| Inception | Jul 10, 2001 | Oct 20, 2011 |
Volatility and max drawdown are measured over the window both funds cover: Oct 20, 2011 to Sep 10, 2026 (14.9 years).
IDGT vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 14.9 years both funds cover.
IDGT vs SCHD Performance
iShares US Digital Infrastructure and Real Estate ETF (IDGT) is an ETF from iShares by BlackRock (US) and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year IDGT returned +32.29% while SCHD returned +28.14%. Year to date, IDGT is up 32.42% versus a gain of 24.59% for SCHD.
Over three years, IDGT compounded at +21.54% per year against +15.58% for SCHD; over five years the annualized figures are +10.66% and +9.90% respectively. Across the full 15-year window we track, SCHD has the edge at +11.34% annualized vs +10.29%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IDGT has been the more volatile fund, with annualized monthly volatility of 20.6% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -37.1% for IDGT and -33.4% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.63. They move together some of the time, and apart the rest.
Fees and Cost Over Time
IDGT charges 0.37% per year while SCHD charges 0.06%. On a $10,000 position that is $37 vs $6 annually, a gap of $31 per year that compounds over a long holding period. On income, IDGT currently yields 0.78% against 3.00% for SCHD.
Holdings Overlap
4.2% of IDGT's money is in holdings SCHD also owns. 2.5% of SCHD's money is in holdings IDGT also owns.
IDGT and SCHD share little of their money.
1 positions in common, counted across the 26 positions we hold weights for in IDGT and 100 in SCHD, against full books of 30 and 103.
What only one of them owns
Our book lists 98 positions for SCHD that do not appear in our book for IDGT (97.4% of the fund), and 24 for IDGT that do not appear in SCHD (92.7%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in IDGT | Weight in SCHD | Difference |
|---|---|---|---|
| QCOMQualcomm Inc. | 4.16% | 2.52% | 1.64% |
You are not choosing between two funds in isolation.
Whichever of IDGT and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IDGT or SCHD?
IDGT has an expense ratio of 0.37% while SCHD charges 0.06%. SCHD is the cheaper option, by $31 a year on a $10,000 investment.
Which performed better, IDGT or SCHD?
Over the past year IDGT returned +32.29% vs +28.14% for SCHD, so IDGT leads on 1-year performance. Over the longest common window we track (15 years), IDGT annualized +10.29% vs +11.34% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, IDGT or SCHD?
IDGT has been the more volatile fund at 20.6% annualized versus 13.6% for SCHD. Worst drawdown: IDGT -37.1% vs SCHD -33.4%.
Should I hold both IDGT and SCHD?
IDGT and SCHD have a monthly-return correlation of 0.63, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between IDGT and SCHD?
4.2% of IDGT's money is in holdings SCHD also owns. 2.5% of SCHD's is in holdings IDGT also owns. They hold 1 positions in common, counted across the 26 positions we hold weights for in IDGT and 100 in SCHD.
Which pays a higher dividend, IDGT or SCHD?
IDGT yields 0.78% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than IDGT?
SCHD has a lower expense ratio. IDGT led over 1Y, 3Y and 5Y, SCHD over the full window. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 64.3%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.