IDLV vs SCHD
Invesco S&P International Developed Low Volatility ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. IDLV offers more diversification with 201 holdings.
Side-by-Side Comparison
| Metric | IDLV | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.25% | 0.06% | |
| AUM | $341M | $103.7B | |
| Dividend Yield | 5.03% | 3.31% | |
| Holdings | 215 | 104 | |
| YTD Return | +8.46% | +25.33% | |
| 1Y Return | +13.87% | +32.31% | |
| 3Y Return (annualized) | +13.94% | +15.40% | |
| 5Y Return (annualized) | +6.61% | +9.70% | |
| Volatility (annualized) | 12.2% | 13.6% | |
| Max Drawdown | -36.4% | -33.4% | |
| Fund Family | Invesco (US) | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Jan 13, 2012 | Oct 20, 2011 |
IDLV vs SCHD Performance
Invesco S&P International Developed Low Volatility ETF (IDLV) is a ETF from Invesco (US) and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year IDLV returned +13.87% while SCHD returned +32.31%. Year to date, IDLV is up 8.46% versus a gain of 25.33% for SCHD.
Over three years, IDLV compounded at +13.94% per year against +15.40% for SCHD; over five years the annualized figures are +6.61% and +9.70% respectively. Across the full 15-year window we track, SCHD has the edge at +11.45% annualized vs +4.01%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 12.2% for IDLV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -36.4% for IDLV and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.73. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
IDLV charges 0.25% per year while SCHD charges 0.06%. On a $10,000 position that is $25 vs $6 annually, a gap of $19 per year that compounds over a long holding period. On income, IDLV currently yields 5.03% against 3.31% for SCHD.
Holdings Overlap
IDLV and SCHD share 0 holdings out of 301 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, IDLV or SCHD?
IDLV has an expense ratio of 0.25% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $19 per year of difference.
Which performed better, IDLV or SCHD?
Over the past year IDLV returned +13.87% vs +32.31% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (15 years), IDLV annualized +4.01% vs +11.45% for SCHD. Past performance does not guarantee future results.
Which is riskier, IDLV or SCHD?
SCHD has been the more volatile fund at 13.6% annualized versus 12.2% for IDLV. Worst drawdown: IDLV -36.4% vs SCHD -33.4%.
Should I hold both IDLV and SCHD?
IDLV and SCHD have a monthly-return correlation of 0.73, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IDLV and SCHD?
IDLV and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 301 unique securities.
Which pays a higher dividend, IDLV or SCHD?
IDLV yields 5.03% while SCHD yields 3.31%, so IDLV currently pays the higher dividend yield.
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