IDLV vs VTI

IDLV vs VTI
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Quick Verdict

VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.

Lower Fees: VTIHigher Returns: VTIMore Diversified: VTI

Side-by-Side Comparison

MetricIDLVVTIWinner
Expense Ratio0.25%0.03%
AUM$345M$666.9B
Dividend Yield4.75%1.07%
Holdings2153,543
YTD Return+8.13%+12.65%
1Y Return+10.95%+21.39%
3Y Return (annualized)+14.89%+21.54%
5Y Return (annualized)+6.41%+12.11%
Volatility (annualized)12.2%15.3%
Max Drawdown-36.4%-56.6%
Fund FamilyInvesco (US)Vanguard (US)
CategoryEquityEquity
InceptionJan 13, 2012May 24, 2001

IDLV vs VTI Performance

Invesco S&P International Developed Low Volatility ETF (IDLV) is a ETF from Invesco (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year IDLV returned +10.95% while VTI returned +21.39%. Year to date, IDLV is up 8.13% versus a gain of 12.65% for VTI.

Over three years, IDLV compounded at +14.89% per year against +21.54% for VTI; over five years the annualized figures are +6.41% and +12.11% respectively. Across the full 15-year window we track, VTI has the edge at +8.07% annualized vs +3.98%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 12.2% for IDLV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -36.4% for IDLV and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.71. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

IDLV charges 0.25% per year while VTI charges 0.03%. On a $10,000 position that is $25 vs $3 annually, a gap of $22 per year that compounds over a long holding period. On income, IDLV currently yields 4.75% against 1.07% for VTI.

Holdings Overlap

0.1%overlap

IDLV and VTI share 1 holdings out of 2985 unique holdings combined, representing a 0.1% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in IDLVWeight in VTIDifference
WCN:CA0.43%0.06%0.37%

Frequently Asked Questions

Which is cheaper, IDLV or VTI?

IDLV has an expense ratio of 0.25% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $22 per year of difference.

Which performed better, IDLV or VTI?

Over the past year IDLV returned +10.95% vs +21.39% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (15 years), IDLV annualized +3.98% vs +8.07% for VTI. Past performance does not guarantee future results.

Which is riskier, IDLV or VTI?

VTI has been the more volatile fund at 15.3% annualized versus 12.2% for IDLV. Worst drawdown: IDLV -36.4% vs VTI -56.6%.

Should I hold both IDLV and VTI?

IDLV and VTI have a monthly-return correlation of 0.71, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between IDLV and VTI?

IDLV and VTI share 1 common holdings with a 0.1% weight overlap. Combined, they hold 2985 unique securities.

Which pays a higher dividend, IDLV or VTI?

IDLV yields 4.75% while VTI yields 1.07%, so IDLV currently pays the higher dividend yield.

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