IDLV vs VTI

IDLV vs VTI

Which is better, IDLV or VTI?

VTI has been ahead.

VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. IDLV is less concentrated, with 7.4% of the fund in its ten largest positions against 33.3%.

Lower Fees: VTIHigher Returns: VTILess Concentrated: IDLV

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricIDLVVTI
Expense Ratio0.25%0.03%Best
AUM$336M$666.9B
Dividend Yield4.82%1.03%
Holdings2153,543
YTD Return+7.38%+11.53%Best
1Y Return+9.40%+15.74%Best
3Y Return (annualized)+13.59%+20.67%Best
5Y Return (annualized)+6.24%+11.59%Best
Volatility (annualized)12.1%Best14.4%
Max Drawdown-36.4%-35.0%Best
$10,000 over 5 years$13,534$17,303Best
Top 10 Weight7.4%Best33.3%
Fund FamilyInvesco (US)Vanguard (US)
CategoryEquityEquity
StyleLarge Cap BlendLarge Cap Blend
InceptionJan 13, 2012May 24, 2001

Volatility and max drawdown are measured over the window both funds cover: Jan 17, 2012 to Sep 15, 2026 (14.7 years).

IDLV vs VTI growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 14.7 years both funds cover.

IDLV vs VTI Performance

Invesco S&P International Developed Low Volatility ETF (IDLV) is an ETF from Invesco (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year IDLV returned +9.40% while VTI returned +15.74%. Year to date, IDLV is up 7.38% versus a gain of 11.53% for VTI.

Over three years, IDLV compounded at +13.59% per year against +20.67% for VTI; over five years the annualized figures are +6.24% and +11.59% respectively. Across the full 15-year window we track, VTI has the edge at +13.09% annualized vs +3.91%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VTI has been the more volatile fund, with annualized monthly volatility of 14.4% compared with 12.1% for IDLV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -36.4% for IDLV and -35.0% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.71. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

IDLV charges 0.25% per year while VTI charges 0.03%. On a $10,000 position that is $25 vs $3 annually, a gap of $22 per year that compounds over a long holding period. On income, IDLV currently yields 4.82% against 1.03% for VTI.

Holdings Overlap

IDLV already in VTI0.4%
VTI already in IDLV0.1%

0.4% of IDLV's money is in holdings VTI also owns. 0.1% of VTI's money is in holdings IDLV also owns.

We cannot see either book well enough to say how much of this pair is duplicated.

1 positions in common, counted across the 201 positions we hold weights for in IDLV and 3,463 in VTI, against full books of 215 and 3,543.

What only one of them owns

Our book lists 1,150 positions for VTI that do not appear in our book for IDLV (97.5% of the fund), and 6 for IDLV that do not appear in VTI (2.4%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in IDLVWeight in VTIDifference
WCN:CAWaste Connections Inc Common Stock Cad 00.41%0.06%0.35%

You are not choosing between two funds in isolation.

Whichever of IDLV and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

IDLVVTI

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, IDLV or VTI?

IDLV has an expense ratio of 0.25% while VTI charges 0.03%. VTI is the cheaper option, by $22 a year on a $10,000 investment.

Which performed better, IDLV or VTI?

Over the past year IDLV returned +9.40% vs +15.74% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (15 years), IDLV annualized +3.91% vs +13.09% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, IDLV or VTI?

VTI has been the more volatile fund at 14.4% annualized versus 12.1% for IDLV. Worst drawdown: IDLV -36.4% vs VTI -35.0%.

Should I hold both IDLV and VTI?

IDLV and VTI have a monthly-return correlation of 0.71, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, IDLV or VTI?

IDLV yields 4.82% while VTI yields 1.03%, so IDLV currently pays the higher dividend yield.

Is VTI better than IDLV?

VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. IDLV is less concentrated, with 7.4% of the fund in its ten largest positions against 33.3%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.