IDNA vs SCHD
iShares Genomics Immunology and Healthcare ETF vs Schwab US Dividend Equity ETF
Which is better, IDNA or SCHD?
Mid Cap Growth against Large Cap Value.
SCHD has a lower expense ratio. IDNA led over 1Y and 3Y, SCHD over 5Y and the full window. SCHD is less concentrated, with 41.5% of the fund in its ten largest positions against 43.5%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IDNA | SCHD |
|---|---|---|
| Expense Ratio | 0.47% | 0.06%Best |
| AUM | $257M | $112.2B |
| Dividend Yield | 0.86% | 3.13% |
| Holdings | 62 | 103 |
| YTD Return | +52.32%Best | +27.56% |
| 1Y Return | +78.00%Best | +30.29% |
| 3Y Return (annualized) | +22.29%Best | +16.37% |
| 5Y Return (annualized) | -5.36% | +10.23%Best |
| Volatility (annualized) | 26.0% | 16.2%Best |
| Max Drawdown | -68.3% | -33.4%Best |
| $10,000 over 5 years | $7,592 | $16,274Best |
| Top 10 Weight | 43.5% | 41.5%Best |
| Fund Family | iShares by BlackRock (US) | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Mid Cap Growth | Large Cap Value |
| Inception | Jun 11, 2019 | Oct 20, 2011 |
Volatility and max drawdown are measured over the window both funds cover: Jun 13, 2019 to Sep 4, 2026 (7.2 years).
IDNA vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 7.2 years both funds cover.
IDNA vs SCHD Performance
iShares Genomics Immunology and Healthcare ETF (IDNA) is an ETF from iShares by BlackRock (US) and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year IDNA returned +78.00% while SCHD returned +30.29%. Year to date, IDNA is up 52.32% versus a gain of 27.56% for SCHD.
Over three years, IDNA compounded at +22.29% per year against +16.37% for SCHD; over five years the annualized figures are -5.36% and +10.23% respectively. Across the full 7-year window we track, SCHD has the edge at +12.83% annualized vs +7.40%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IDNA has been the more volatile fund, with annualized monthly volatility of 26.0% compared with 16.2% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -68.3% for IDNA and -33.4% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.48. They move together some of the time, and apart the rest.
Fees and Cost Over Time
IDNA charges 0.47% per year while SCHD charges 0.06%. On a $10,000 position that is $47 vs $6 annually, a gap of $41 per year that compounds over a long holding period. On income, IDNA currently yields 0.86% against 3.13% for SCHD.
Holdings Overlap
3.7% of IDNA's money is in holdings SCHD also owns. 4.3% of SCHD's money is in holdings IDNA also owns.
SCHD and IDNA share little of their money.
1 positions in common, counted across the 50 positions we hold weights for in IDNA and 100 in SCHD, against full books of 62 and 103.
What only one of them owns
Our book lists 98 positions for SCHD that do not appear in our book for IDNA (95.6% of the fund), and 31 for IDNA that do not appear in SCHD (60.8%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in IDNA | Weight in SCHD | Difference |
|---|---|---|---|
| MRKMerck & Company Inc | 3.74% | 4.26% | 0.52% |
You are not choosing between two funds in isolation.
Whichever of IDNA and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IDNA or SCHD?
IDNA has an expense ratio of 0.47% while SCHD charges 0.06%. SCHD is the cheaper option, by $41 a year on a $10,000 investment.
Which performed better, IDNA or SCHD?
Over the past year IDNA returned +78.00% vs +30.29% for SCHD, so IDNA leads on 1-year performance. Over the longest common window we track (7 years), IDNA annualized +7.40% vs +12.83% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, IDNA or SCHD?
IDNA has been the more volatile fund at 26.0% annualized versus 16.2% for SCHD. Worst drawdown: IDNA -68.3% vs SCHD -33.4%.
Should I hold both IDNA and SCHD?
IDNA and SCHD have a monthly-return correlation of 0.48, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between IDNA and SCHD?
4.3% of SCHD's money is in holdings IDNA also owns. 4.3% of SCHD's is in holdings IDNA also owns. They hold 1 positions in common, counted across the 50 positions we hold weights for in IDNA and 100 in SCHD.
Which pays a higher dividend, IDNA or SCHD?
IDNA yields 0.86% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.
Is SCHD better than IDNA?
SCHD has a lower expense ratio. IDNA led over 1Y and 3Y, SCHD over 5Y and the full window. SCHD is less concentrated, with 41.5% of the fund in its ten largest positions against 43.5%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.