IDRV vs SCHD
IDRV vs SCHD
iShares Self-Driving EV and Tech ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | IDRV | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.48% | 0.06% | |
| AUM | $124M | $103.7B | |
| Dividend Yield | 1.68% | 3.31% | |
| Holdings | 74 | 104 | |
| YTD Return | -2.64% | +24.26% | |
| 1Y Return | +13.86% | +31.38% | |
| 3Y Return (annualized) | -2.06% | +15.08% | |
| 5Y Return (annualized) | -4.04% | +9.72% | |
| Volatility (annualized) | 28.0% | 13.6% | |
| Max Drawdown | -53.0% | -33.4% | |
| Fund Family | iShares by BlackRock (US) | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Apr 16, 2019 | Oct 20, 2011 |
IDRV vs SCHD Performance
iShares Self-Driving EV and Tech ETF (IDRV) is a ETF from iShares by BlackRock (US) and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year IDRV returned +13.86% while SCHD returned +31.38%. Year to date, IDRV is down 2.64% versus a gain of 24.26% for SCHD.
Over three years, IDRV compounded at -2.06% per year against +15.08% for SCHD; over five years the annualized figures are -4.04% and +9.72% respectively. Across the full 7-year window we track, SCHD has the edge at +11.39% annualized vs +6.60%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IDRV has been the more volatile fund, with annualized monthly volatility of 28.0% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -53.0% for IDRV and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.67. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
IDRV charges 0.48% per year while SCHD charges 0.06%. On a $10,000 position that is $48 vs $6 annually, a gap of $42 per year that compounds over a long holding period. On income, IDRV currently yields 1.68% against 3.31% for SCHD.
Holdings Overlap
IDRV and SCHD share 1 holdings out of 153 unique holdings combined, representing a 0.2% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in IDRV | Weight in SCHD | Difference |
|---|---|---|---|
| ALV | 3.16% | 0.21% | 2.95% |
Frequently Asked Questions
Which is cheaper, IDRV or SCHD?
IDRV has an expense ratio of 0.48% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $42 per year of difference.
Which performed better, IDRV or SCHD?
Over the past year IDRV returned +13.86% vs +31.38% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (7 years), IDRV annualized +6.60% vs +11.39% for SCHD. Past performance does not guarantee future results.
Which is riskier, IDRV or SCHD?
IDRV has been the more volatile fund at 28.0% annualized versus 13.6% for SCHD. Worst drawdown: IDRV -53.0% vs SCHD -33.4%.
Should I hold both IDRV and SCHD?
IDRV and SCHD have a monthly-return correlation of 0.67, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IDRV and SCHD?
IDRV and SCHD share 1 common holdings with a 0.2% weight overlap. Combined, they hold 153 unique securities.
Which pays a higher dividend, IDRV or SCHD?
IDRV yields 1.68% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
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