IDRV vs SPY

IDRV vs SPY
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Quick Verdict

SPY has a lower expense ratio. SPY delivered stronger 1-year returns. SPY offers more diversification with 505 holdings.

Lower Fees: SPYHigher Returns: SPYMore Diversified: SPY

Side-by-Side Comparison

MetricIDRVSPYWinner
Expense Ratio0.48%0.09%
AUM$138M$821.1B
Dividend Yield1.76%1.01%
Holdings74505
YTD Return-2.01%+12.68%
1Y Return+9.86%+21.82%
3Y Return (annualized)+1.22%+21.98%
5Y Return (annualized)-3.39%+12.89%
Volatility (annualized)28.0%15.3%
Max Drawdown-53.0%-56.5%
Fund FamilyiShares by BlackRock (US)State Street Investment Management
CategoryEquityEquity
InceptionApr 16, 2019Jan 22, 1993

IDRV vs SPY Performance

iShares Self-Driving EV and Tech ETF (IDRV) is a ETF from iShares by BlackRock (US) and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Over the past year IDRV returned +9.86% while SPY returned +21.82%. Year to date, IDRV is down 2.01% versus a gain of 12.68% for SPY.

Over three years, IDRV compounded at +1.22% per year against +21.98% for SPY; over five years the annualized figures are -3.39% and +12.89% respectively. Across the full 7-year window we track, SPY has the edge at +8.81% annualized vs +6.66%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

IDRV has been the more volatile fund, with annualized monthly volatility of 28.0% compared with 15.3% for SPY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -53.0% for IDRV and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.78. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

IDRV charges 0.48% per year while SPY charges 0.09%. On a $10,000 position that is $48 vs $9 annually, a gap of $39 per year that compounds over a long holding period. On income, IDRV currently yields 1.76% against 1.01% for SPY.

Holdings Overlap

1.4%overlap

IDRV and SPY share 2 holdings out of 556 unique holdings combined, representing a 1.4% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in IDRVWeight in SPYDifference
TSLA3.72%1.38%2.34%
ALB3.45%0.02%3.43%

Frequently Asked Questions

Which is cheaper, IDRV or SPY?

IDRV has an expense ratio of 0.48% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $39 per year of difference.

Which performed better, IDRV or SPY?

Over the past year IDRV returned +9.86% vs +21.82% for SPY, so SPY leads on 1-year performance. Over the longest common window we track (7 years), IDRV annualized +6.66% vs +8.81% for SPY. Past performance does not guarantee future results.

Which is riskier, IDRV or SPY?

IDRV has been the more volatile fund at 28.0% annualized versus 15.3% for SPY. Worst drawdown: IDRV -53.0% vs SPY -56.5%.

Should I hold both IDRV and SPY?

IDRV and SPY have a monthly-return correlation of 0.78, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between IDRV and SPY?

IDRV and SPY share 2 common holdings with a 1.4% weight overlap. Combined, they hold 556 unique securities.

Which pays a higher dividend, IDRV or SPY?

IDRV yields 1.76% while SPY yields 1.01%, so IDRV currently pays the higher dividend yield.

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