IFLO vs QQQ
VictoryShares International Free Cash Flow ETF vs Invesco QQQ Trust, Series 1
Quick Verdict
QQQ has a lower expense ratio. IFLO delivered stronger 1-year returns. QQQ offers more diversification with 108 holdings.
Side-by-Side Comparison
| Metric | IFLO | QQQ | Winner |
|---|---|---|---|
| Expense Ratio | 0.56% | 0.18% | |
| AUM | $246M | $496.3B | |
| Dividend Yield | 1.33% | 0.44% | |
| Holdings | 103 | 108 | |
| YTD Return | +33.01% | +16.64% | |
| 1Y Return | +42.34% | +27.27% | |
| 3Y Return (annualized) | - | +25.96% | |
| 5Y Return (annualized) | - | +14.54% | |
| Volatility (annualized) | 11.5% | 30.6% | |
| Max Drawdown | -6.4% | -83.0% | |
| Fund Family | Victory Capital Management Inc. | Invesco (US) | |
| Category | Equity | Equity | |
| Inception | Jun 25, 2025 | Mar 10, 1999 |
IFLO vs QQQ Performance
VictoryShares International Free Cash Flow ETF (IFLO) is a ETF from Victory Capital Management Inc. and Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US). Over the past year IFLO returned +42.34% while QQQ returned +27.27%. Year to date, IFLO is up 33.01% versus a gain of 16.64% for QQQ.
Risk: Volatility and Drawdowns
QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 11.5% for IFLO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -6.4% for IFLO and -83.0% for QQQ. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.15. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
IFLO charges 0.56% per year while QQQ charges 0.18%. On a $10,000 position that is $56 vs $18 annually, a gap of $38 per year that compounds over a long holding period. On income, IFLO currently yields 1.33% against 0.44% for QQQ.
Holdings Overlap
IFLO and QQQ share 0 holdings out of 203 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, IFLO or QQQ?
IFLO has an expense ratio of 0.56% while QQQ charges 0.18%. QQQ is the cheaper option. On a $10,000 investment, that is $38 per year of difference.
Which performed better, IFLO or QQQ?
Over the past year IFLO returned +42.34% vs +27.27% for QQQ, so IFLO leads on 1-year performance. Over the longest common window we track (1 years), IFLO annualized +43.04% vs +13.03% for QQQ. Past performance does not guarantee future results.
Which is riskier, IFLO or QQQ?
QQQ has been the more volatile fund at 30.6% annualized versus 11.5% for IFLO. Worst drawdown: IFLO -6.4% vs QQQ -83.0%.
Should I hold both IFLO and QQQ?
IFLO and QQQ have a monthly-return correlation of 0.15, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IFLO and QQQ?
IFLO and QQQ share 0 common holdings with a 0.0% weight overlap. Combined, they hold 203 unique securities.
Which pays a higher dividend, IFLO or QQQ?
IFLO yields 1.33% while QQQ yields 0.44%, so IFLO currently pays the higher dividend yield.
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