IFLO vs VYM
VictoryShares International Free Cash Flow ETF vs Vanguard High Dividend Yield ETF
Which is better, IFLO or VYM?
IFLO has been ahead.
VYM has a lower expense ratio. IFLO led over 1Y and the full window. IFLO is less concentrated, with 19.6% of the fund in its ten largest positions against 25.9%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IFLO | VYM |
|---|---|---|
| Expense Ratio | 0.56% | 0.04%Best |
| AUM | $281M | $81.6B |
| Dividend Yield | 1.33% | 2.24% |
| Holdings | 102 | 613 |
| YTD Return | +31.92%Best | +14.82% |
| 1Y Return | +40.01%Best | +20.84% |
| 3Y Return (annualized) | - | +18.64% |
| 5Y Return (annualized) | - | +12.28% |
| Volatility (annualized) | 10.5% | 8.6%Best |
| Max Drawdown | -6.4%Best | -6.7% |
| $10,000 over 1.2 years | $15,030Best | $12,757 |
| Top 10 Weight | 19.6%Best | 25.9% |
| Fund Family | Victory Capital Management Inc. | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Value |
| Inception | Jun 25, 2025 | Nov 10, 2006 |
Volatility and max drawdown, and the $10,000 over 1.2 years row, are measured over the window both funds cover: Jun 26, 2025 to Sep 4, 2026 (1.2 years).
IFLO vs VYM growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.2 years both funds cover.
IFLO vs VYM Performance
VictoryShares International Free Cash Flow ETF (IFLO) is an ETF from Victory Capital Management Inc. and Vanguard High Dividend Yield ETF (VYM) is an ETF from Vanguard (US). Over the past year IFLO returned +40.01% while VYM returned +20.84%. Year to date, IFLO is up 31.92% versus a gain of 14.82% for VYM.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IFLO has been the more volatile fund, with annualized monthly volatility of 10.5% compared with 8.6% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -6.4% for IFLO and -6.7% for VYM. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.70. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
IFLO charges 0.56% per year while VYM charges 0.04%. On a $10,000 position that is $56 vs $4 annually, a gap of $52 per year that compounds over a long holding period. On income, IFLO currently yields 1.33% against 2.24% for VYM.
Holdings Overlap
0.6% of IFLO's money is in holdings VYM also owns.
We cannot see either book well enough to say how much of this pair is duplicated.
1 positions in common, counted across the 100 positions we hold weights for in IFLO and 603 in VYM, against full books of 102 and 613.
What only one of them owns
Our book lists 569 positions for VYM that do not appear in our book for IFLO (97.4% of the fund), and 0 for IFLO that do not appear in VYM (0.0%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in IFLO | Weight in VYM | Difference |
|---|---|---|---|
| ALVAllianz Ag | 0.61% | 0.04% | 0.57% |
You are not choosing between two funds in isolation.
Whichever of IFLO and VYM you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IFLO or VYM?
IFLO has an expense ratio of 0.56% while VYM charges 0.04%. VYM is the cheaper option, by $52 a year on a $10,000 investment.
Which performed better, IFLO or VYM?
Over the past year IFLO returned +40.01% vs +20.84% for VYM, so IFLO leads on 1-year performance. Over the longest common window we track (1 years), IFLO annualized +40.43% vs +22.50% for VYM. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, IFLO or VYM?
IFLO has been the more volatile fund at 10.5% annualized versus 8.6% for VYM. Worst drawdown: IFLO -6.4% vs VYM -6.7%.
Should I hold both IFLO and VYM?
IFLO and VYM have a monthly-return correlation of 0.70, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, IFLO or VYM?
IFLO yields 1.33% while VYM yields 2.24%, so VYM currently pays the higher dividend yield.
Is VYM better than IFLO?
VYM has a lower expense ratio. IFLO led over 1Y and the full window. IFLO is less concentrated, with 19.6% of the fund in its ten largest positions against 25.9%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.