IFLO vs VYM
VictoryShares International Free Cash Flow ETF vs Vanguard High Dividend Yield ETF
Quick Verdict
VYM has a lower expense ratio. IFLO delivered stronger 1-year returns. VYM offers more diversification with 558 holdings.
Side-by-Side Comparison
| Metric | IFLO | VYM | Winner |
|---|---|---|---|
| Expense Ratio | 0.56% | 0.04% | |
| AUM | $189M | $79.0B | |
| Dividend Yield | 0.10% | 2.86% | |
| Holdings | 103 | 568 | |
| YTD Return | +27.22% | +16.16% | |
| 1Y Return | +38.43% | +26.05% | |
| 3Y Return (annualized) | - | +18.43% | |
| 5Y Return (annualized) | - | +12.21% | |
| Volatility (annualized) | 9.9% | 14.6% | |
| Max Drawdown | -6.4% | -58.8% | |
| Fund Family | Victory Capital Management Inc. | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Jun 25, 2025 | Nov 10, 2006 |
IFLO vs VYM Performance
VictoryShares International Free Cash Flow ETF (IFLO) is a ETF from Victory Capital Management Inc. and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year IFLO returned +38.43% while VYM returned +26.05%. Year to date, IFLO is up 27.22% versus a gain of 16.16% for VYM.
Risk: Volatility and Drawdowns
VYM has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 9.9% for IFLO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -6.4% for IFLO and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.79. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
IFLO charges 0.56% per year while VYM charges 0.04%. On a $10,000 position that is $56 vs $4 annually, a gap of $52 per year that compounds over a long holding period. On income, IFLO currently yields 0.10% against 2.86% for VYM.
Holdings Overlap
IFLO and VYM share 1 holdings out of 658 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in IFLO | Weight in VYM | Difference |
|---|---|---|---|
| ALV | 0.61% | 0.04% | 0.57% |
Frequently Asked Questions
Which is cheaper, IFLO or VYM?
IFLO has an expense ratio of 0.56% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $52 per year of difference.
Which performed better, IFLO or VYM?
Over the past year IFLO returned +38.43% vs +26.05% for VYM, so IFLO leads on 1-year performance. Over the longest common window we track (1 years), IFLO annualized +38.69% vs +7.09% for VYM. Past performance does not guarantee future results.
Which is riskier, IFLO or VYM?
VYM has been the more volatile fund at 14.6% annualized versus 9.9% for IFLO. Worst drawdown: IFLO -6.4% vs VYM -58.8%.
Should I hold both IFLO and VYM?
IFLO and VYM have a monthly-return correlation of 0.79, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IFLO and VYM?
IFLO and VYM share 1 common holdings with a 0.0% weight overlap. Combined, they hold 658 unique securities.
Which pays a higher dividend, IFLO or VYM?
IFLO yields 0.10% while VYM yields 2.86%, so VYM currently pays the higher dividend yield.
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