IFLO vs IVV
VictoryShares International Free Cash Flow ETF vs iShares Core S&P 500 ETF
Quick Verdict
IVV has a lower expense ratio. IFLO delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | IFLO | IVV | Winner |
|---|---|---|---|
| Expense Ratio | 0.56% | 0.03% | |
| AUM | $189M | $865.2B | |
| Dividend Yield | 0.10% | 1.09% | |
| Holdings | 103 | 508 | |
| YTD Return | +27.67% | +14.50% | |
| 1Y Return | +36.96% | +22.02% | |
| 3Y Return (annualized) | - | +21.80% | |
| 5Y Return (annualized) | - | +13.37% | |
| Volatility (annualized) | 10.0% | 15.1% | |
| Max Drawdown | -6.4% | -56.5% | |
| Fund Family | Victory Capital Management Inc. | iShares by BlackRock (US) | |
| Category | Equity | Equity | |
| Inception | Jun 25, 2025 | May 15, 2000 |
IFLO vs IVV Performance
VictoryShares International Free Cash Flow ETF (IFLO) is a ETF from Victory Capital Management Inc. and iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US). Over the past year IFLO returned +36.96% while IVV returned +22.02%. Year to date, IFLO is up 27.67% versus a gain of 14.50% for IVV.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 10.0% for IFLO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -6.4% for IFLO and -56.5% for IVV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.39. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
IFLO charges 0.56% per year while IVV charges 0.03%. On a $10,000 position that is $56 vs $3 annually, a gap of $53 per year that compounds over a long holding period. On income, IFLO currently yields 0.10% against 1.09% for IVV.
Holdings Overlap
IFLO and IVV share 0 holdings out of 606 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, IFLO or IVV?
IFLO has an expense ratio of 0.56% while IVV charges 0.03%. IVV is the cheaper option. On a $10,000 investment, that is $53 per year of difference.
Which performed better, IFLO or IVV?
Over the past year IFLO returned +36.96% vs +22.02% for IVV, so IFLO leads on 1-year performance. Over the longest common window we track (1 years), IFLO annualized +38.91% vs +7.07% for IVV. Past performance does not guarantee future results.
Which is riskier, IFLO or IVV?
IVV has been the more volatile fund at 15.1% annualized versus 10.0% for IFLO. Worst drawdown: IFLO -6.4% vs IVV -56.5%.
Should I hold both IFLO and IVV?
IFLO and IVV have a monthly-return correlation of 0.39, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IFLO and IVV?
IFLO and IVV share 0 common holdings with a 0.0% weight overlap. Combined, they hold 606 unique securities.
Which pays a higher dividend, IFLO or IVV?
IFLO yields 0.10% while IVV yields 1.09%, so IVV currently pays the higher dividend yield.
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