IFN vs SCHD
Aberdeen India Fund Inc. vs Schwab US Dividend Equity ETF
Which is better, IFN or SCHD?
Large Cap Growth against Large Cap Value.
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IFN | SCHD |
|---|---|---|
| Expense Ratio | 1.35% | 0.06%Best |
| AUM | $703M | $112.2B |
| Dividend Yield | 20.53% | 3.13% |
| Holdings | 50 | 103 |
| YTD Return | -9.52% | +28.59%Best |
| 1Y Return | -10.01% | +31.77%Best |
| 3Y Return (annualized) | -1.14% | +16.70%Best |
| 5Y Return (annualized) | -0.63% | +10.09%Best |
| Volatility (annualized) | 21.6% | 13.6%Best |
| Max Drawdown | -61.3% | -33.4%Best |
| $10,000 over 5 years | $9,689 | $16,171Best |
| Fund Family | Aberdeen | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Growth | Large Cap Value |
| Inception | Feb 23, 1994 | Oct 20, 2011 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Oct 20, 2011 to Sep 3, 2026 (14.9 years).
IFN vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 14.9 years both funds cover.
IFN vs SCHD Performance
Aberdeen India Fund Inc. (IFN) is an ETF from Aberdeen and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year IFN returned -10.01% while SCHD returned +31.77%. Year to date, IFN is down 9.52% versus a gain of 28.59% for SCHD.
Over three years, IFN compounded at -1.14% per year against +16.70% for SCHD; over five years the annualized figures are -0.63% and +10.09% respectively. Across the full 15-year window we track, SCHD has the edge at +11.59% annualized vs +0.06%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IFN has been the more volatile fund, with annualized monthly volatility of 21.6% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -61.3% for IFN and -33.4% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.50. They move together some of the time, and apart the rest.
Fees and Cost Over Time
IFN charges 1.35% per year while SCHD charges 0.06%. On a $10,000 position that is $135 vs $6 annually, a gap of $129 per year that compounds over a long holding period. On income, IFN currently yields 20.53% against 3.13% for SCHD.
Holdings Overlap
We hold position weights for 50 holdings in IFN and 100 in SCHD, totalling 91.5% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 50 positions we hold weights for in IFN and 100 in SCHD, against full books of 50 and 103.
You are not choosing between two funds in isolation.
Whichever of IFN and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IFN or SCHD?
IFN has an expense ratio of 1.35% while SCHD charges 0.06%. SCHD is the cheaper option, by $129 a year on a $10,000 investment.
Which performed better, IFN or SCHD?
Over the past year IFN returned -10.01% vs +31.77% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (15 years), IFN annualized +0.06% vs +11.59% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, IFN or SCHD?
IFN has been the more volatile fund at 21.6% annualized versus 13.6% for SCHD. Worst drawdown: IFN -61.3% vs SCHD -33.4%.
Should I hold both IFN and SCHD?
IFN and SCHD have a monthly-return correlation of 0.50, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, IFN or SCHD?
IFN yields 20.53% while SCHD yields 3.13%, so IFN currently pays the higher dividend yield.
Is SCHD better than IFN?
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.