IFN vs VTI
Aberdeen India Fund Inc. vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | IFN | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 1.35% | 0.03% | |
| AUM | $703M | $666.9B | |
| Dividend Yield | 20.53% | 1.07% | |
| Holdings | 50 | 3,543 | |
| YTD Return | -9.91% | +12.65% | |
| 1Y Return | -12.79% | +21.39% | |
| 3Y Return (annualized) | -0.32% | +21.54% | |
| 5Y Return (annualized) | +0.30% | +12.11% | |
| Volatility (annualized) | 31.5% | 15.3% | |
| Max Drawdown | -83.5% | -56.6% | |
| Fund Family | Aberdeen | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Feb 23, 1994 | May 24, 2001 |
IFN vs VTI Performance
Aberdeen India Fund Inc. (IFN) is a ETF from Aberdeen and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year IFN returned -12.79% while VTI returned +21.39%. Year to date, IFN is down 9.91% versus a gain of 12.65% for VTI.
Over three years, IFN compounded at -0.32% per year against +21.54% for VTI; over five years the annualized figures are +0.30% and +12.11% respectively. Across the full 25-year window we track, VTI has the edge at +8.07% annualized vs +3.26%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IFN has been the more volatile fund, with annualized monthly volatility of 31.5% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -83.5% for IFN and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.57. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
IFN charges 1.35% per year while VTI charges 0.03%. On a $10,000 position that is $135 vs $3 annually, a gap of $132 per year that compounds over a long holding period. On income, IFN currently yields 20.53% against 1.07% for VTI.
Holdings Overlap
IFN and VTI share 0 holdings out of 2836 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, IFN or VTI?
IFN has an expense ratio of 1.35% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $132 per year of difference.
Which performed better, IFN or VTI?
Over the past year IFN returned -12.79% vs +21.39% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (25 years), IFN annualized +3.26% vs +8.07% for VTI. Past performance does not guarantee future results.
Which is riskier, IFN or VTI?
IFN has been the more volatile fund at 31.5% annualized versus 15.3% for VTI. Worst drawdown: IFN -83.5% vs VTI -56.6%.
Should I hold both IFN and VTI?
IFN and VTI have a monthly-return correlation of 0.57, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IFN and VTI?
IFN and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2836 unique securities.
Which pays a higher dividend, IFN or VTI?
IFN yields 20.53% while VTI yields 1.07%, so IFN currently pays the higher dividend yield.
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