IGM vs SCHD
IGM vs SCHD
iShares Expanded Tech Sector ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. IGM delivered stronger 1-year returns. IGM offers more diversification with 271 holdings.
Side-by-Side Comparison
| Metric | IGM | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.39% | 0.06% | |
| AUM | $9.9B | $103.7B | |
| Dividend Yield | 0.13% | 3.31% | |
| Holdings | 301 | 104 | |
| YTD Return | +26.65% | +24.26% | |
| 1Y Return | +40.69% | +31.38% | |
| 3Y Return (annualized) | +35.79% | +15.08% | |
| 5Y Return (annualized) | +19.11% | +9.72% | |
| Volatility (annualized) | 22.6% | 13.6% | |
| Max Drawdown | -65.6% | -33.4% | |
| Fund Family | iShares by BlackRock (US) | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Mar 13, 2001 | Oct 20, 2011 |
IGM vs SCHD Performance
iShares Expanded Tech Sector ETF (IGM) is a ETF from iShares by BlackRock (US) and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year IGM returned +40.69% while SCHD returned +31.38%. Year to date, IGM is up 26.65% versus a gain of 24.26% for SCHD.
Over three years, IGM compounded at +35.79% per year against +15.08% for SCHD; over five years the annualized figures are +19.11% and +9.72% respectively. Across the full 15-year window we track, IGM has the edge at +12.24% annualized vs +11.39%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IGM has been the more volatile fund, with annualized monthly volatility of 22.6% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -65.6% for IGM and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.60. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
IGM charges 0.39% per year while SCHD charges 0.06%. On a $10,000 position that is $39 vs $6 annually, a gap of $33 per year that compounds over a long holding period. On income, IGM currently yields 0.13% against 3.31% for SCHD.
Holdings Overlap
IGM and SCHD share 4 holdings out of 367 unique holdings combined, representing a 2.5% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in IGM | Weight in SCHD | Difference |
|---|---|---|---|
| TXN | 1.23% | 3.70% | 2.47% |
| QCOM | 0.88% | 2.72% | 1.84% |
| ACN | 0.38% | 2.24% | 1.86% |
| SWKS | Pro | Pro | Pro |
See all 4 holdings IGM shares with SCHD Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, IGM or SCHD?
IGM has an expense ratio of 0.39% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $33 per year of difference.
Which performed better, IGM or SCHD?
Over the past year IGM returned +40.69% vs +31.38% for SCHD, so IGM leads on 1-year performance. Over the longest common window we track (15 years), IGM annualized +12.24% vs +11.39% for SCHD. Past performance does not guarantee future results.
Which is riskier, IGM or SCHD?
IGM has been the more volatile fund at 22.6% annualized versus 13.6% for SCHD. Worst drawdown: IGM -65.6% vs SCHD -33.4%.
Should I hold both IGM and SCHD?
IGM and SCHD have a monthly-return correlation of 0.60, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IGM and SCHD?
IGM and SCHD share 4 common holdings with a 2.5% weight overlap. Combined, they hold 367 unique securities.
Which pays a higher dividend, IGM or SCHD?
IGM yields 0.13% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
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