IGM vs VTI
iShares Expanded Tech Sector ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. IGM delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | IGM | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.39% | 0.03% | |
| AUM | $9.9B | $663.5B | |
| Dividend Yield | 0.13% | 1.07% | |
| Holdings | 301 | 3,543 | |
| YTD Return | +25.45% | +13.87% | |
| 1Y Return | +38.80% | +23.31% | |
| 3Y Return (annualized) | +35.75% | +21.17% | |
| 5Y Return (annualized) | +19.08% | +12.23% | |
| Volatility (annualized) | 22.6% | 15.3% | |
| Max Drawdown | -65.6% | -56.6% | |
| Fund Family | iShares by BlackRock (US) | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Mar 13, 2001 | May 24, 2001 |
IGM vs VTI Performance
iShares Expanded Tech Sector ETF (IGM) is a ETF from iShares by BlackRock (US) and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year IGM returned +38.80% while VTI returned +23.31%. Year to date, IGM is up 25.45% versus a gain of 13.87% for VTI.
Over three years, IGM compounded at +35.75% per year against +21.17% for VTI; over five years the annualized figures are +19.08% and +12.23% respectively. Across the full 25-year window we track, IGM has the edge at +12.19% annualized vs +8.13%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IGM has been the more volatile fund, with annualized monthly volatility of 22.6% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -65.6% for IGM and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.88. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
IGM charges 0.39% per year while VTI charges 0.03%. On a $10,000 position that is $39 vs $3 annually, a gap of $36 per year that compounds over a long holding period. On income, IGM currently yields 0.13% against 1.07% for VTI.
Holdings Overlap
IGM and VTI share 217 holdings out of 2837 unique holdings combined, representing a 41.8% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, IGM or VTI?
IGM has an expense ratio of 0.39% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $36 per year of difference.
Which performed better, IGM or VTI?
Over the past year IGM returned +38.80% vs +23.31% for VTI, so IGM leads on 1-year performance. Over the longest common window we track (25 years), IGM annualized +12.19% vs +8.13% for VTI. Past performance does not guarantee future results.
Which is riskier, IGM or VTI?
IGM has been the more volatile fund at 22.6% annualized versus 15.3% for VTI. Worst drawdown: IGM -65.6% vs VTI -56.6%.
Should I hold both IGM and VTI?
IGM and VTI have a monthly-return correlation of 0.88, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IGM and VTI?
IGM and VTI share 217 common holdings with a 41.8% weight overlap. Combined, they hold 2837 unique securities.
Which pays a higher dividend, IGM or VTI?
IGM yields 0.13% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.
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