IJK vs VTI

IJK vs VTI

Which is better, IJK or VTI?

Mid Cap Growth against Large Cap Blend.

VTI has a lower expense ratio. IJK led over the full window, VTI over 1Y, 3Y and 5Y. The two have moved almost in lockstep, correlation 0.93.

Lower Fees: VTIHigher Returns: split

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricIJKVTI
Expense Ratio0.16%0.03%Best
AUM$10.8B$666.9B
Dividend Yield0.54%1.07%
Holdings2523,543
YTD Return+15.13%Best+12.95%
1Y Return+17.48%+19.17%Best
3Y Return (annualized)+15.81%+20.86%Best
5Y Return (annualized)+7.49%+11.72%Best
Volatility (annualized)17.4%15.3%Best
Max Drawdown-54.6%Best-56.6%
$10,000 over 5 years$14,350$17,404Best
Fund FamilyiShares by BlackRock (US)Vanguard (US)
CategoryEquityEquity
StyleMid Cap GrowthLarge Cap Blend
InceptionJul 24, 2000May 24, 2001

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown are measured over the window both funds cover: May 31, 2001 to Sep 8, 2026 (25.3 years).

IJK vs VTI growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 25.3 years both funds cover.

IJK vs VTI Performance

iShares S&P Mid-Cap 400 Growth ETF (IJK) is an ETF from iShares by BlackRock (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year IJK returned +17.48% while VTI returned +19.17%. Year to date, IJK is up 15.13% versus a gain of 12.95% for VTI.

Over three years, IJK compounded at +15.81% per year against +20.86% for VTI; over five years the annualized figures are +7.49% and +11.72% respectively. Across the full 25-year window we track, IJK has the edge at +8.56% annualized vs +8.07%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

IJK has been the more volatile fund, with annualized monthly volatility of 17.4% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -54.6% for IJK and -56.6% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.93. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

IJK charges 0.16% per year while VTI charges 0.03%. On a $10,000 position that is $16 vs $3 annually, a gap of $13 per year that compounds over a long holding period. On income, IJK currently yields 0.54% against 1.07% for VTI.

Holdings Overlap

IJK already in VTI80.2%

At least 80.2% of IJK's money is in holdings VTI also owns.

Stated as a floor: for VTI, our book for it covers 92.3% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.

Most of IJK is already inside VTI. Owning both mostly buys the same companies twice.

185 positions in common, counted across the 246 positions we hold weights for in IJK and 2,788 in VTI, against full books of 252 and 3,543.

Top Shared Holdings

StockWeight in IJKWeight in VTIDifference
TWLOTwilio Inc- Class A1.57%0.04%1.53%
CRSCarpenter Technology Corp1.51%0.04%1.47%
ATIATI Inc1.49%0.04%1.45%
CWCurtiss-Wright Corp.1.48%0.04%1.44%
532804:MBTechnipfmc Plc Ordinary Shares1.47%0.04%1.43%
PSTGPure Storage1.41%0.03%1.38%
NVTNvent Electric Plc Common Stock Usd 0.011.40%0.04%1.36%
OKTAOkta Inc (okta)1.32%0.03%1.29%
XPOXpo Logistics Inc.1.25%0.03%1.22%
THCTenet Healthcare Corp.1.20%0.02%1.18%

80.2% of IJK is already inside VTI.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

IJKVTI

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Frequently Asked Questions

Which is cheaper, IJK or VTI?

IJK has an expense ratio of 0.16% while VTI charges 0.03%. VTI is the cheaper option, by $13 a year on a $10,000 investment.

Which performed better, IJK or VTI?

Over the past year IJK returned +17.48% vs +19.17% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (25 years), IJK annualized +8.56% vs +8.07% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, IJK or VTI?

IJK has been the more volatile fund at 17.4% annualized versus 15.3% for VTI. Worst drawdown: IJK -54.6% vs VTI -56.6%.

Should I hold both IJK and VTI?

IJK and VTI have a monthly-return correlation of 0.93, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.

What is the holdings overlap between IJK and VTI?

At least 80.2% of IJK's money is in holdings VTI also owns. Our book for VTI is partial, so the real figure is this or higher. They hold 185 positions in common, counted across the 246 positions we hold weights for in IJK and 2,788 in VTI.

Which pays a higher dividend, IJK or VTI?

IJK yields 0.54% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.

Is VTI better than IJK?

VTI has a lower expense ratio. IJK led over the full window, VTI over 1Y, 3Y and 5Y. The two have moved almost in lockstep, correlation 0.93. Which one suits a particular account depends on what it is for. This is information, not a recommendation.