Quick Verdict

VOO has a lower expense ratio. IMFL delivered stronger 1-year returns. IMFL offers more diversification with 852 holdings.

Lower Fees: VOOHigher Returns: IMFLMore Diversified: IMFL

Side-by-Side Comparison

MetricIMFLVOOWinner
Expense Ratio0.34%0.03%
AUM$1.0B$979.0B
Dividend Yield2.89%1.09%
Holdings887509
YTD Return+15.43%+13.80%
1Y Return+28.62%+23.71%
3Y Return (annualized)+16.04%+21.50%
5Y Return (annualized)+8.56%+13.44%
Volatility (annualized)15.9%14.1%
Max Drawdown-33.3%-34.3%
Fund FamilyInvesco (US)Vanguard (US)
CategoryEquityEquity
InceptionFeb 24, 2021Sep 7, 2010

IMFL vs VOO Performance

Invesco International Developed Dynamic Multifactor ETF (IMFL) is a ETF from Invesco (US) and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year IMFL returned +28.62% while VOO returned +23.71%. Year to date, IMFL is up 15.43% versus a gain of 13.80% for VOO.

Over three years, IMFL compounded at +16.04% per year against +21.50% for VOO; over five years the annualized figures are +8.56% and +13.44% respectively. Across the full 5-year window we track, VOO has the edge at +13.58% annualized vs +9.27%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

IMFL has been the more volatile fund, with annualized monthly volatility of 15.9% compared with 14.1% for VOO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -33.3% for IMFL and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.72. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

IMFL charges 0.34% per year while VOO charges 0.03%. On a $10,000 position that is $34 vs $3 annually, a gap of $31 per year that compounds over a long holding period. On income, IMFL currently yields 2.89% against 1.09% for VOO.

Holdings Overlap

0.0%overlap

IMFL and VOO share 0 holdings out of 1357 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, IMFL or VOO?

IMFL has an expense ratio of 0.34% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $31 per year of difference.

Which performed better, IMFL or VOO?

Over the past year IMFL returned +28.62% vs +23.71% for VOO, so IMFL leads on 1-year performance. Over the longest common window we track (5 years), IMFL annualized +9.27% vs +13.58% for VOO. Past performance does not guarantee future results.

Which is riskier, IMFL or VOO?

IMFL has been the more volatile fund at 15.9% annualized versus 14.1% for VOO. Worst drawdown: IMFL -33.3% vs VOO -34.3%.

Should I hold both IMFL and VOO?

IMFL and VOO have a monthly-return correlation of 0.72, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between IMFL and VOO?

IMFL and VOO share 0 common holdings with a 0.0% weight overlap. Combined, they hold 1357 unique securities.

Which pays a higher dividend, IMFL or VOO?

IMFL yields 2.89% while VOO yields 1.09%, so IMFL currently pays the higher dividend yield.

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