IMTB vs SCHD
iShares Core 5-10 Year USD Bond ETF vs Schwab US Dividend Equity ETF
Which is better, IMTB or SCHD?
Short Term Mid Quality against Large Cap Value.
SCHD led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IMTB | SCHD |
|---|---|---|
| Expense Ratio | 0.06%Tie | 0.06%Tie |
| AUM | $273M | $112.1B |
| Dividend Yield | 4.57% | 3.00% |
| Holdings | 3,444 | 103 |
| YTD Return | -1.75% | +25.88%Best |
| 1Y Return | -0.98% | +30.22%Best |
| 3Y Return (annualized) | +4.73% | +16.05%Best |
| 5Y Return (annualized) | -0.08% | +10.17%Best |
| Volatility (annualized) | 5.3%Best | 15.3% |
| Max Drawdown | -18.3%Best | -33.4% |
| $10,000 over 5 years | $9,960 | $16,230Best |
| Fund Family | iShares by BlackRock (US) | Charles Schwab Asset Management |
| Category | Fixed Income | Equity |
| Style | Short Term Mid Quality | Large Cap Value |
| Inception | Nov 1, 2016 | Oct 20, 2011 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Nov 7, 2016 to Sep 14, 2026 (9.9 years).
IMTB vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
IMTB vs SCHD Performance
iShares Core 5-10 Year USD Bond ETF (IMTB) is an ETF from iShares by BlackRock (US) and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year IMTB returned -0.98% while SCHD returned +30.22%. Year to date, IMTB is down 1.75% versus a gain of 25.88% for SCHD.
Over three years, IMTB compounded at +4.73% per year against +16.05% for SCHD; over five years the annualized figures are -0.08% and +10.17% respectively. Across the full 10-year window we track, SCHD has the edge at +11.78% annualized vs +0.46%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 5.3% for IMTB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -18.3% for IMTB and -33.4% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.38. They move together some of the time, and apart the rest.
Fees and Cost Over Time
IMTB charges 0.06% per year while SCHD charges 0.06%. On a $10,000 position that is $6 vs $6 annually. On income, IMTB currently yields 4.57% against 3.00% for SCHD.
Holdings Overlap
We hold position weights for 1,038 holdings in IMTB and 100 in SCHD, totalling 75.0% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 1,038 positions we hold weights for in IMTB and 100 in SCHD, against full books of 3,444 and 103.
You are not choosing between two funds in isolation.
Whichever of IMTB and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IMTB or SCHD?
IMTB has an expense ratio of 0.06% while SCHD charges 0.06%. At the precision these are quoted to, they cost the same.
Which performed better, IMTB or SCHD?
Over the past year IMTB returned -0.98% vs +30.22% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (10 years), IMTB annualized +0.46% vs +11.78% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, IMTB or SCHD?
SCHD has been the more volatile fund at 15.3% annualized versus 5.3% for IMTB. Worst drawdown: IMTB -18.3% vs SCHD -33.4%.
Should I hold both IMTB and SCHD?
IMTB and SCHD have a monthly-return correlation of 0.38, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, IMTB or SCHD?
IMTB yields 4.57% while SCHD yields 3.00%, so IMTB currently pays the higher dividend yield.
Is SCHD better than IMTB?
SCHD led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.