IMTB vs QQQ

IMTB vs QQQ

Which is better, IMTB or QQQ?

Short Term Mid Quality against Large Cap Growth.

IMTB has a lower expense ratio. QQQ led over 1Y, 3Y, 5Y and the full window.

Lower Fees: IMTBHigher Returns: QQQ

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricIMTBQQQ
Expense Ratio0.06%Best0.18%
AUM$273M$483.5B
Dividend Yield4.57%0.44%
Holdings3,444107
YTD Return-1.30%+17.21%Best
1Y Return-0.41%+22.10%Best
3Y Return (annualized)+4.87%+25.27%Best
5Y Return (annualized)+0.06%+14.60%Best
Volatility (annualized)5.3%Best19.2%
Max Drawdown-18.3%Best-35.1%
$10,000 over 5 years$10,030$19,766Best
Fund FamilyiShares by BlackRock (US)Invesco (US)
CategoryFixed IncomeEquity
StyleShort Term Mid QualityLarge Cap Growth
InceptionNov 1, 2016Mar 10, 1999

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown are measured over the window both funds cover: Nov 7, 2016 to Sep 17, 2026 (9.9 years).

IMTB vs QQQ growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.

IMTB vs QQQ Performance

iShares Core 5-10 Year USD Bond ETF (IMTB) is an ETF from iShares by BlackRock (US) and Invesco QQQ Trust, Series 1 (QQQ) is an ETF from Invesco (US). Over the past year IMTB returned -0.41% while QQQ returned +22.10%. Year to date, IMTB is down 1.30% versus a gain of 17.21% for QQQ.

Over three years, IMTB compounded at +4.87% per year against +25.27% for QQQ; over five years the annualized figures are +0.06% and +14.60% respectively. Across the full 10-year window we track, QQQ has the edge at +20.65% annualized vs +0.50%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

QQQ has been the more volatile fund, with annualized monthly volatility of 19.2% compared with 5.3% for IMTB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -18.3% for IMTB and -35.1% for QQQ. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.48. They move together some of the time, and apart the rest.

Fees and Cost Over Time

IMTB charges 0.06% per year while QQQ charges 0.18%. On a $10,000 position that is $6 vs $18 annually, a gap of $12 per year that compounds over a long holding period. On income, IMTB currently yields 4.57% against 0.44% for QQQ.

Holdings Overlap

QQQ already in IMTB3.5%

At least 3.5% of QQQ's money is in holdings IMTB also owns.

Stated as a floor: for IMTB, our book for it covers 75.0% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.

QQQ and IMTB share little of their money.

1 positions in common, counted across the 1,038 positions we hold weights for in IMTB and 102 in QQQ, against full books of 3,444 and 107.

Top Shared Holdings

StockWeight in IMTBWeight in QQQDifference
AMDAdvanced Micro Devices Inc0.01%3.45%3.44%

You are not choosing between two funds in isolation.

Whichever of IMTB and QQQ you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

IMTBQQQ

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, IMTB or QQQ?

IMTB has an expense ratio of 0.06% while QQQ charges 0.18%. IMTB is the cheaper option, by $12 a year on a $10,000 investment.

Which performed better, IMTB or QQQ?

Over the past year IMTB returned -0.41% vs +22.10% for QQQ, so QQQ leads on 1-year performance. Over the longest common window we track (10 years), IMTB annualized +0.50% vs +20.65% for QQQ. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, IMTB or QQQ?

QQQ has been the more volatile fund at 19.2% annualized versus 5.3% for IMTB. Worst drawdown: IMTB -18.3% vs QQQ -35.1%.

Should I hold both IMTB and QQQ?

IMTB and QQQ have a monthly-return correlation of 0.48, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

What is the holdings overlap between IMTB and QQQ?

At least 3.5% of QQQ's money is in holdings IMTB also owns. Our book for IMTB is partial, so the real figure is this or higher. They hold 1 positions in common, counted across the 1,038 positions we hold weights for in IMTB and 102 in QQQ.

Which pays a higher dividend, IMTB or QQQ?

IMTB yields 4.57% while QQQ yields 0.44%, so IMTB currently pays the higher dividend yield.

Is QQQ better than IMTB?

IMTB has a lower expense ratio. QQQ led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.