INDA vs SCHD
iShares MSCI India ETF vs Schwab US Dividend Equity ETF
Which is better, INDA or SCHD?
Large Cap Growth against Large Cap Value.
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y, 5Y and the full window. INDA is less concentrated, with 34.0% of the fund in its ten largest positions against 41.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | INDA | SCHD |
|---|---|---|
| Expense Ratio | 0.61% | 0.06%Best |
| AUM | $5.8B | $108.9B |
| Dividend Yield | 0.00% | 3.00% |
| Holdings | 171 | 206 |
| YTD Return | -15.03% | +22.89%Best |
| 1Y Return | -12.48% | +29.27%Best |
| 3Y Return (annualized) | +1.65% | +16.56%Best |
| 5Y Return (annualized) | +0.18% | +9.63%Best |
| Volatility (annualized) | 20.1% | 13.8%Best |
| Max Drawdown | -45.1% | -33.4%Best |
| $10,000 over 5 years | $10,090 | $15,836Best |
| Top 10 Weight | 34.0%Best | 41.8% |
| Fund Family | iShares by BlackRock (US) | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Growth | Large Cap Value |
| Inception | Feb 2, 2012 | Oct 20, 2011 |
Volatility and max drawdown are measured over the window both funds cover: Feb 3, 2012 to Oct 12, 2026 (14.7 years).
INDA vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 14.7 years both funds cover.
INDA vs SCHD Performance
iShares MSCI India ETF (INDA) is an ETF from iShares by BlackRock (US) and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year INDA returned -12.48% while SCHD returned +29.27%. Year to date, INDA is down 15.03% versus a gain of 22.89% for SCHD.
Over three years, INDA compounded at +1.65% per year against +16.56% for SCHD; over five years the annualized figures are +0.18% and +9.63% respectively. Across the full 15-year window we track, SCHD has the edge at +10.79% annualized vs +4.85%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
INDA has been the more volatile fund, with annualized monthly volatility of 20.1% compared with 13.8% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -45.1% for INDA and -33.4% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.44. They move together some of the time, and apart the rest.
Fees and Cost Over Time
INDA charges 0.61% per year while SCHD charges 0.06%. On a $10,000 position that is $61 vs $6 annually, a gap of $55 per year that compounds over a long holding period. On income, INDA currently yields 0.00% against 3.00% for SCHD.
Holdings Overlap
We hold position weights for 166 holdings in INDA and 99 in SCHD, totalling 101.7% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 166 positions we hold weights for in INDA and 99 in SCHD, against full books of 171 and 206.
What only one of them owns
Our book lists 98 positions for SCHD that do not appear in our book for INDA (99.9% of the fund), and 3 for INDA that do not appear in SCHD (3.3%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of INDA and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, INDA or SCHD?
INDA has an expense ratio of 0.61% while SCHD charges 0.06%. SCHD is the cheaper option, by $55 a year on a $10,000 investment.
Which performed better, INDA or SCHD?
Over the past year INDA returned -12.48% vs +29.27% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (15 years), INDA annualized +4.85% vs +10.79% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, INDA or SCHD?
INDA has been the more volatile fund at 20.1% annualized versus 13.8% for SCHD. Worst drawdown: INDA -45.1% vs SCHD -33.4%.
Should I hold both INDA and SCHD?
INDA and SCHD have a monthly-return correlation of 0.44, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, INDA or SCHD?
INDA yields 0.00% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than INDA?
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y, 5Y and the full window. INDA is less concentrated, with 34.0% of the fund in its ten largest positions against 41.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.