INDA vs SCHD
iShares MSCI India ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. INDA offers more diversification with 170 holdings.
Side-by-Side Comparison
| Metric | INDA | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.62% | 0.06% | |
| AUM | $6.7B | $108.7B | |
| Dividend Yield | 0.00% | 3.13% | |
| Holdings | 170 | 104 | |
| YTD Return | -9.18% | +27.67% | |
| 1Y Return | -7.90% | +31.26% | |
| 3Y Return (annualized) | +4.61% | +16.66% | |
| 5Y Return (annualized) | +2.82% | +10.18% | |
| Volatility (annualized) | 20.1% | 13.6% | |
| Max Drawdown | -45.1% | -33.4% | |
| Fund Family | iShares by BlackRock (US) | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Feb 2, 2012 | Oct 20, 2011 |
INDA vs SCHD Performance
iShares MSCI India ETF (INDA) is a ETF from iShares by BlackRock (US) and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year INDA returned -7.90% while SCHD returned +31.26%. Year to date, INDA is down 9.18% versus a gain of 27.67% for SCHD.
Over three years, INDA compounded at +4.61% per year against +16.66% for SCHD; over five years the annualized figures are +2.82% and +10.18% respectively. Across the full 15-year window we track, SCHD has the edge at +11.57% annualized vs +5.38%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
INDA has been the more volatile fund, with annualized monthly volatility of 20.1% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -45.1% for INDA and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.43. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
INDA charges 0.62% per year while SCHD charges 0.06%. On a $10,000 position that is $62 vs $6 annually, a gap of $56 per year that compounds over a long holding period. On income, INDA currently yields 0.00% against 3.13% for SCHD.
Holdings Overlap
INDA and SCHD share 0 holdings out of 266 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, INDA or SCHD?
INDA has an expense ratio of 0.62% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $56 per year of difference.
Which performed better, INDA or SCHD?
Over the past year INDA returned -7.90% vs +31.26% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (15 years), INDA annualized +5.38% vs +11.57% for SCHD. Past performance does not guarantee future results.
Which is riskier, INDA or SCHD?
INDA has been the more volatile fund at 20.1% annualized versus 13.6% for SCHD. Worst drawdown: INDA -45.1% vs SCHD -33.4%.
Should I hold both INDA and SCHD?
INDA and SCHD have a monthly-return correlation of 0.43, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between INDA and SCHD?
INDA and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 266 unique securities.
Which pays a higher dividend, INDA or SCHD?
INDA yields 0.00% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.