INDL vs SCHD
Direxion Daily MSCI India Bull 2X ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | INDL | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 1.23% | 0.06% | |
| AUM | $56M | $103.7B | |
| Dividend Yield | 1.41% | 3.31% | |
| Holdings | 8 | 104 | |
| YTD Return | -19.89% | +25.33% | |
| 1Y Return | -15.35% | +32.31% | |
| 3Y Return (annualized) | +0.94% | +15.40% | |
| 5Y Return (annualized) | -1.33% | +9.70% | |
| Volatility (annualized) | 53.3% | 13.6% | |
| Max Drawdown | -95.8% | -33.4% | |
| Fund Family | Direxion Shares ETF Trust | Charles Schwab Asset Management | |
| Category | Alternative | Equity | |
| Inception | Mar 11, 2010 | Oct 20, 2011 |
INDL vs SCHD Performance
Direxion Daily MSCI India Bull 2X ETF (INDL) is a ETF from Direxion Shares ETF Trust and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year INDL returned -15.35% while SCHD returned +32.31%. Year to date, INDL is down 19.89% versus a gain of 25.33% for SCHD.
Over three years, INDL compounded at +0.94% per year against +15.40% for SCHD; over five years the annualized figures are -1.33% and +9.70% respectively. Across the full 15-year window we track, SCHD has the edge at +11.45% annualized vs -6.67%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
INDL has been the more volatile fund, with annualized monthly volatility of 53.3% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -95.8% for INDL and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.43. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
INDL charges 1.23% per year while SCHD charges 0.06%. On a $10,000 position that is $123 vs $6 annually, a gap of $117 per year that compounds over a long holding period. On income, INDL currently yields 1.41% against 3.31% for SCHD.
Holdings Overlap
INDL and SCHD share 0 holdings out of 104 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, INDL or SCHD?
INDL has an expense ratio of 1.23% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $117 per year of difference.
Which performed better, INDL or SCHD?
Over the past year INDL returned -15.35% vs +32.31% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (15 years), INDL annualized -6.67% vs +11.45% for SCHD. Past performance does not guarantee future results.
Which is riskier, INDL or SCHD?
INDL has been the more volatile fund at 53.3% annualized versus 13.6% for SCHD. Worst drawdown: INDL -95.8% vs SCHD -33.4%.
Should I hold both INDL and SCHD?
INDL and SCHD have a monthly-return correlation of 0.43, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between INDL and SCHD?
INDL and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 104 unique securities.
Which pays a higher dividend, INDL or SCHD?
INDL yields 1.41% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
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