INDL vs VYM

Quick Verdict

VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 558 holdings.

Lower Fees: VYMHigher Returns: VYMMore Diversified: VYM

Side-by-Side Comparison

MetricINDLVYMWinner
Expense Ratio1.23%0.04%
AUM$56M$79.0B
Dividend Yield1.41%2.86%
Holdings8568
YTD Return-19.89%+16.10%
1Y Return-15.35%+25.99%
3Y Return (annualized)+0.94%+18.29%
5Y Return (annualized)-1.33%+12.35%
Volatility (annualized)53.3%14.6%
Max Drawdown-95.8%-58.8%
Fund FamilyDirexion Shares ETF TrustVanguard (US)
CategoryAlternativeEquity
InceptionMar 11, 2010Nov 10, 2006

INDL vs VYM Performance

Direxion Daily MSCI India Bull 2X ETF (INDL) is a ETF from Direxion Shares ETF Trust and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year INDL returned -15.35% while VYM returned +25.99%. Year to date, INDL is down 19.89% versus a gain of 16.10% for VYM.

Over three years, INDL compounded at +0.94% per year against +18.29% for VYM; over five years the annualized figures are -1.33% and +12.35% respectively. Across the full 16-year window we track, VYM has the edge at +7.08% annualized vs -6.67%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

INDL has been the more volatile fund, with annualized monthly volatility of 53.3% compared with 14.6% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -95.8% for INDL and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.46. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

INDL charges 1.23% per year while VYM charges 0.04%. On a $10,000 position that is $123 vs $4 annually, a gap of $119 per year that compounds over a long holding period. On income, INDL currently yields 1.41% against 2.86% for VYM.

Holdings Overlap

0.0%overlap

INDL and VYM share 0 holdings out of 562 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, INDL or VYM?

INDL has an expense ratio of 1.23% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $119 per year of difference.

Which performed better, INDL or VYM?

Over the past year INDL returned -15.35% vs +25.99% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (16 years), INDL annualized -6.67% vs +7.08% for VYM. Past performance does not guarantee future results.

Which is riskier, INDL or VYM?

INDL has been the more volatile fund at 53.3% annualized versus 14.6% for VYM. Worst drawdown: INDL -95.8% vs VYM -58.8%.

Should I hold both INDL and VYM?

INDL and VYM have a monthly-return correlation of 0.46, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between INDL and VYM?

INDL and VYM share 0 common holdings with a 0.0% weight overlap. Combined, they hold 562 unique securities.

Which pays a higher dividend, INDL or VYM?

INDL yields 1.41% while VYM yields 2.86%, so VYM currently pays the higher dividend yield.

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