INDL vs VTI

INDL vs VTI
See what your portfolio actually owns
Your funds unpacked, overlap, fees and score, free on screen. The full report is $25, once. Download sample.
X-ray my portfolio free

Quick Verdict

VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.

Lower Fees: VTIHigher Returns: VTIMore Diversified: VTI

Side-by-Side Comparison

MetricINDLVTIWinner
Expense Ratio1.23%0.03%
AUM$57M$666.9B
Dividend Yield1.39%1.07%
Holdings83,543
YTD Return-22.31%+13.38%
1Y Return-21.42%+21.12%
3Y Return (annualized)+0.06%+21.85%
5Y Return (annualized)-2.36%+12.44%
Volatility (annualized)53.3%15.3%
Max Drawdown-95.8%-56.6%
Fund FamilyDirexion Shares ETF TrustVanguard (US)
CategoryAlternativeEquity
InceptionMar 11, 2010May 24, 2001

INDL vs VTI Performance

Direxion Daily MSCI India Bull 2X ETF (INDL) is a ETF from Direxion Shares ETF Trust and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year INDL returned -21.42% while VTI returned +21.12%. Year to date, INDL is down 22.31% versus a gain of 13.38% for VTI.

Over three years, INDL compounded at +0.06% per year against +21.85% for VTI; over five years the annualized figures are -2.36% and +12.44% respectively. Across the full 16-year window we track, VTI has the edge at +8.10% annualized vs -6.84%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

INDL has been the more volatile fund, with annualized monthly volatility of 53.3% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -95.8% for INDL and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.50. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

INDL charges 1.23% per year while VTI charges 0.03%. On a $10,000 position that is $123 vs $3 annually, a gap of $120 per year that compounds over a long holding period. On income, INDL currently yields 1.39% against 1.07% for VTI.

Holdings Overlap

0.0%overlap

INDL and VTI share 0 holdings out of 2791 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, INDL or VTI?

INDL has an expense ratio of 1.23% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $120 per year of difference.

Which performed better, INDL or VTI?

Over the past year INDL returned -21.42% vs +21.12% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (16 years), INDL annualized -6.84% vs +8.10% for VTI. Past performance does not guarantee future results.

Which is riskier, INDL or VTI?

INDL has been the more volatile fund at 53.3% annualized versus 15.3% for VTI. Worst drawdown: INDL -95.8% vs VTI -56.6%.

Should I hold both INDL and VTI?

INDL and VTI have a monthly-return correlation of 0.50, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between INDL and VTI?

INDL and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2791 unique securities.

Which pays a higher dividend, INDL or VTI?

INDL yields 1.39% while VTI yields 1.07%, so INDL currently pays the higher dividend yield.

Get Full ETF Analytics

Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.

See what your portfolio actually owns
Your funds unpacked, overlap, fees and score, free on screen. The full report is $25, once. Download sample.
X-ray my portfolio free