INDL vs SPY

Quick Verdict

SPY has a lower expense ratio. SPY delivered stronger 1-year returns. SPY offers more diversification with 503 holdings.

Lower Fees: SPYHigher Returns: SPYMore Diversified: SPY

Side-by-Side Comparison

MetricINDLSPYWinner
Expense Ratio1.23%0.09%
AUM$56M$789.1B
Dividend Yield1.41%1.01%
Holdings8505
YTD Return-20.44%+14.47%
1Y Return-17.32%+21.96%
3Y Return (annualized)+1.00%+21.70%
5Y Return (annualized)-2.10%+13.30%
Volatility (annualized)53.3%15.3%
Max Drawdown-95.8%-56.5%
Fund FamilyDirexion Shares ETF TrustState Street Investment Management
CategoryAlternativeEquity
InceptionMar 11, 2010Jan 22, 1993

INDL vs SPY Performance

Direxion Daily MSCI India Bull 2X ETF (INDL) is a ETF from Direxion Shares ETF Trust and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Over the past year INDL returned -17.32% while SPY returned +21.96%. Year to date, INDL is down 20.44% versus a gain of 14.47% for SPY.

Over three years, INDL compounded at +1.00% per year against +21.70% for SPY; over five years the annualized figures are -2.10% and +13.30% respectively. Across the full 16-year window we track, SPY has the edge at +8.87% annualized vs -6.71%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

INDL has been the more volatile fund, with annualized monthly volatility of 53.3% compared with 15.3% for SPY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -95.8% for INDL and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.50. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

INDL charges 1.23% per year while SPY charges 0.09%. On a $10,000 position that is $123 vs $9 annually, a gap of $114 per year that compounds over a long holding period. On income, INDL currently yields 1.41% against 1.01% for SPY.

Holdings Overlap

0.0%overlap

INDL and SPY share 0 holdings out of 507 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, INDL or SPY?

INDL has an expense ratio of 1.23% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $114 per year of difference.

Which performed better, INDL or SPY?

Over the past year INDL returned -17.32% vs +21.96% for SPY, so SPY leads on 1-year performance. Over the longest common window we track (16 years), INDL annualized -6.71% vs +8.87% for SPY. Past performance does not guarantee future results.

Which is riskier, INDL or SPY?

INDL has been the more volatile fund at 53.3% annualized versus 15.3% for SPY. Worst drawdown: INDL -95.8% vs SPY -56.5%.

Should I hold both INDL and SPY?

INDL and SPY have a monthly-return correlation of 0.50, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between INDL and SPY?

INDL and SPY share 0 common holdings with a 0.0% weight overlap. Combined, they hold 507 unique securities.

Which pays a higher dividend, INDL or SPY?

INDL yields 1.41% while SPY yields 1.01%, so INDL currently pays the higher dividend yield.

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