INFR vs SCHD
Clearbridge Sustainable Infrastructure ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | INFR | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.59% | 0.06% | |
| AUM | $12M | $103.7B | |
| Dividend Yield | 2.52% | 3.31% | |
| Holdings | 32 | 104 | |
| YTD Return | +0.31% | +26.21% | |
| 1Y Return | +26.37% | +29.99% | |
| 3Y Return (annualized) | +5.21% | +15.73% | |
| 5Y Return (annualized) | +0.39% | +9.67% | |
| Volatility (annualized) | 16.4% | 13.6% | |
| Max Drawdown | -35.8% | -33.4% | |
| Fund Family | Franklin Templeton Investments (US) | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Dec 29, 2016 | Oct 20, 2011 |
INFR vs SCHD Performance
Clearbridge Sustainable Infrastructure ETF (INFR) is a ETF from Franklin Templeton Investments (US) and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year INFR returned +26.37% while SCHD returned +29.99%. Year to date, INFR is up 0.31% versus a gain of 26.21% for SCHD.
Over three years, INFR compounded at +5.21% per year against +15.73% for SCHD; over five years the annualized figures are +0.39% and +9.67% respectively. Across the full 9-year window we track, SCHD has the edge at +11.50% annualized vs +3.53%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
INFR has been the more volatile fund, with annualized monthly volatility of 16.4% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -35.8% for INFR and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.60. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
INFR charges 0.59% per year while SCHD charges 0.06%. On a $10,000 position that is $59 vs $6 annually, a gap of $53 per year that compounds over a long holding period. On income, INFR currently yields 2.52% against 3.31% for SCHD.
Holdings Overlap
INFR and SCHD share 1 holdings out of 129 unique holdings combined, representing a 0.1% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in INFR | Weight in SCHD | Difference |
|---|---|---|---|
| CWEN | 3.42% | 0.11% | 3.31% |
Frequently Asked Questions
Which is cheaper, INFR or SCHD?
INFR has an expense ratio of 0.59% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $53 per year of difference.
Which performed better, INFR or SCHD?
Over the past year INFR returned +26.37% vs +29.99% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (9 years), INFR annualized +3.53% vs +11.50% for SCHD. Past performance does not guarantee future results.
Which is riskier, INFR or SCHD?
INFR has been the more volatile fund at 16.4% annualized versus 13.6% for SCHD. Worst drawdown: INFR -35.8% vs SCHD -33.4%.
Should I hold both INFR and SCHD?
INFR and SCHD have a monthly-return correlation of 0.60, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between INFR and SCHD?
INFR and SCHD share 1 common holdings with a 0.1% weight overlap. Combined, they hold 129 unique securities.
Which pays a higher dividend, INFR or SCHD?
INFR yields 2.52% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
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