INFR vs VTI

INFR vs VTI
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Quick Verdict

VTI has a lower expense ratio. INFR delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.

Lower Fees: VTIHigher Returns: INFRMore Diversified: VTI

Side-by-Side Comparison

MetricINFRVTIWinner
Expense Ratio0.59%0.03%
AUM$12M$666.9B
Dividend Yield2.52%1.07%
Holdings323,543
YTD Return+0.31%+12.65%
1Y Return+26.37%+21.39%
3Y Return (annualized)+5.21%+21.54%
5Y Return (annualized)+0.39%+12.11%
Volatility (annualized)16.4%15.3%
Max Drawdown-35.8%-56.6%
Fund FamilyFranklin Templeton Investments (US)Vanguard (US)
CategoryEquityEquity
InceptionDec 29, 2016May 24, 2001

INFR vs VTI Performance

Clearbridge Sustainable Infrastructure ETF (INFR) is a ETF from Franklin Templeton Investments (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year INFR returned +26.37% while VTI returned +21.39%. Year to date, INFR is up 0.31% versus a gain of 12.65% for VTI.

Over three years, INFR compounded at +5.21% per year against +21.54% for VTI; over five years the annualized figures are +0.39% and +12.11% respectively. Across the full 9-year window we track, VTI has the edge at +8.07% annualized vs +3.53%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

INFR has been the more volatile fund, with annualized monthly volatility of 16.4% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -35.8% for INFR and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.63. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

INFR charges 0.59% per year while VTI charges 0.03%. On a $10,000 position that is $59 vs $3 annually, a gap of $56 per year that compounds over a long holding period. On income, INFR currently yields 2.52% against 1.07% for VTI.

Holdings Overlap

0.6%overlap

INFR and VTI share 5 holdings out of 2812 unique holdings combined, representing a 0.6% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in INFRWeight in VTIDifference
NEE4.69%0.25%4.44%
EXC3.55%0.07%3.48%
ETR3.31%0.08%3.23%
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Frequently Asked Questions

Which is cheaper, INFR or VTI?

INFR has an expense ratio of 0.59% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $56 per year of difference.

Which performed better, INFR or VTI?

Over the past year INFR returned +26.37% vs +21.39% for VTI, so INFR leads on 1-year performance. Over the longest common window we track (9 years), INFR annualized +3.53% vs +8.07% for VTI. Past performance does not guarantee future results.

Which is riskier, INFR or VTI?

INFR has been the more volatile fund at 16.4% annualized versus 15.3% for VTI. Worst drawdown: INFR -35.8% vs VTI -56.6%.

Should I hold both INFR and VTI?

INFR and VTI have a monthly-return correlation of 0.63, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between INFR and VTI?

INFR and VTI share 5 common holdings with a 0.6% weight overlap. Combined, they hold 2812 unique securities.

Which pays a higher dividend, INFR or VTI?

INFR yields 2.52% while VTI yields 1.07%, so INFR currently pays the higher dividend yield.

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