IRVH vs SPY

IRVH vs SPY
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Quick Verdict

SPY has a lower expense ratio. SPY delivered stronger 1-year returns. SPY offers more diversification with 505 holdings.

Lower Fees: SPYHigher Returns: SPYMore Diversified: SPY

Side-by-Side Comparison

MetricIRVHSPYWinner
Expense Ratio0.45%0.09%
AUM$1M$821.1B
Dividend Yield5.68%1.01%
Holdings44505
YTD Return-4.20%+12.68%
1Y Return-4.36%+21.82%
3Y Return (annualized)+0.29%+21.98%
5Y Return (annualized)-+12.89%
Volatility (annualized)8.1%15.3%
Max Drawdown-15.0%-56.5%
Fund FamilyGlobal X by mirae AssetState Street Investment Management
CategoryAlternativeEquity
InceptionJul 5, 2022Jan 22, 1993

IRVH vs SPY Performance

Global X Interest Rate Volatility & Inflation Hedge ETF (IRVH) is a ETF from Global X by mirae Asset and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Over the past year IRVH returned -4.36% while SPY returned +21.82%. Year to date, IRVH is down 4.20% versus a gain of 12.68% for SPY.

Over three years, IRVH compounded at +0.29% per year against +21.98% for SPY. Across the full 4-year window we track, SPY has the edge at +8.81% annualized vs -2.11%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

SPY has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 8.1% for IRVH. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -15.0% for IRVH and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.34. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

IRVH charges 0.45% per year while SPY charges 0.09%. On a $10,000 position that is $45 vs $9 annually, a gap of $36 per year that compounds over a long holding period. On income, IRVH currently yields 5.68% against 1.01% for SPY.

Holdings Overlap

0.0%overlap

IRVH and SPY share 0 holdings out of 507 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, IRVH or SPY?

IRVH has an expense ratio of 0.45% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $36 per year of difference.

Which performed better, IRVH or SPY?

Over the past year IRVH returned -4.36% vs +21.82% for SPY, so SPY leads on 1-year performance. Over the longest common window we track (4 years), IRVH annualized -2.11% vs +8.81% for SPY. Past performance does not guarantee future results.

Which is riskier, IRVH or SPY?

SPY has been the more volatile fund at 15.3% annualized versus 8.1% for IRVH. Worst drawdown: IRVH -15.0% vs SPY -56.5%.

Should I hold both IRVH and SPY?

IRVH and SPY have a monthly-return correlation of 0.34, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between IRVH and SPY?

IRVH and SPY share 0 common holdings with a 0.0% weight overlap. Combined, they hold 507 unique securities.

Which pays a higher dividend, IRVH or SPY?

IRVH yields 5.68% while SPY yields 1.01%, so IRVH currently pays the higher dividend yield.

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