IRVH vs VYM

IRVH vs VYM
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Quick Verdict

VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 616 holdings.

Lower Fees: VYMHigher Returns: VYMMore Diversified: VYM

Side-by-Side Comparison

MetricIRVHVYMWinner
Expense Ratio0.45%0.04%
AUM$1M$81.6B
Dividend Yield5.68%2.24%
Holdings44616
YTD Return-3.90%+14.66%
1Y Return-3.83%+22.16%
3Y Return (annualized)+0.36%+18.72%
5Y Return (annualized)-+12.18%
Volatility (annualized)8.1%14.6%
Max Drawdown-15.0%-58.8%
Fund FamilyGlobal X by mirae AssetVanguard (US)
CategoryAlternativeEquity
InceptionJul 5, 2022Nov 10, 2006

IRVH vs VYM Performance

Global X Interest Rate Volatility & Inflation Hedge ETF (IRVH) is a ETF from Global X by mirae Asset and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year IRVH returned -3.83% while VYM returned +22.16%. Year to date, IRVH is down 3.90% versus a gain of 14.66% for VYM.

Over three years, IRVH compounded at +0.36% per year against +18.72% for VYM. Across the full 4-year window we track, VYM has the edge at +7.01% annualized vs -2.03%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VYM has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 8.1% for IRVH. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -15.0% for IRVH and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.34. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

IRVH charges 0.45% per year while VYM charges 0.04%. On a $10,000 position that is $45 vs $4 annually, a gap of $41 per year that compounds over a long holding period. On income, IRVH currently yields 5.68% against 2.24% for VYM.

Holdings Overlap

0.0%overlap

IRVH and VYM share 0 holdings out of 606 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, IRVH or VYM?

IRVH has an expense ratio of 0.45% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $41 per year of difference.

Which performed better, IRVH or VYM?

Over the past year IRVH returned -3.83% vs +22.16% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (4 years), IRVH annualized -2.03% vs +7.01% for VYM. Past performance does not guarantee future results.

Which is riskier, IRVH or VYM?

VYM has been the more volatile fund at 14.6% annualized versus 8.1% for IRVH. Worst drawdown: IRVH -15.0% vs VYM -58.8%.

Should I hold both IRVH and VYM?

IRVH and VYM have a monthly-return correlation of 0.34, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between IRVH and VYM?

IRVH and VYM share 0 common holdings with a 0.0% weight overlap. Combined, they hold 606 unique securities.

Which pays a higher dividend, IRVH or VYM?

IRVH yields 5.68% while VYM yields 2.24%, so IRVH currently pays the higher dividend yield.

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