ISD vs VTI
PGIM High Yield Bond Fund, Inc vs Vanguard Morningstar Total Stock Market ETF
Which is better, ISD or VTI?
High Yield Bond against Large Cap Blend.
VTI led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | ISD | VTI |
|---|---|---|
| Expense Ratio | - | 0.03% |
| AUM | $468M | $666.9B |
| Dividend Yield | 9.33% | 1.07% |
| Holdings | 780 | 3,543 |
| YTD Return | -10.65% | +13.59%Best |
| 1Y Return | -7.73% | +20.00%Best |
| 3Y Return (annualized) | +9.65% | +20.95%Best |
| 5Y Return (annualized) | +3.63% | +11.81%Best |
| Volatility (annualized) | 12.2%Best | 14.5% |
| Max Drawdown | -54.3% | -35.0%Best |
| $10,000 over 5 years | $11,952 | $17,474Best |
| Fund Family | PGIM Investments | Vanguard (US) |
| Category | Fixed Income | Equity |
| Style | High Yield Bond | Large Cap Blend |
| Inception | Apr 26, 2012 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Apr 26, 2012 to Sep 4, 2026 (14.4 years).
ISD vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
ISD vs VTI Performance
PGIM High Yield Bond Fund, Inc (ISD) is an ETF from PGIM Investments and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year ISD returned -7.73% while VTI returned +20.00%. Year to date, ISD is down 10.65% versus a gain of 13.59% for VTI.
Over three years, ISD compounded at +9.65% per year against +20.95% for VTI; over five years the annualized figures are +3.63% and +11.81% respectively. Across the full 14-year window we track, VTI has the edge at +12.88% annualized vs +0.20%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 14.5% compared with 12.2% for ISD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -54.3% for ISD and -35.0% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.72. They usually move together, but the gap leaves some room for diversification.
Holdings Overlap
We hold position weights for 609 holdings in ISD and 2,787 in VTI, totalling 81.3% and 92.3% of the two funds. Neither is a share of a fund we can divide by, so no overlap percentage is shown here. Within what we can see, 3 positions appear in both.
The two holdings books were reported 151 days apart, ISD as of Jan 30, 2026 and VTI as of Jun 30, 2026, so some of the difference between them is the time between the two reports rather than the funds.
3 positions in common, counted across the 609 positions we hold weights for in ISD and 2,787 in VTI, against full books of 780 and 3,543.
You are not choosing between two funds in isolation.
Whichever of ISD and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which performed better, ISD or VTI?
Over the past year ISD returned -7.73% vs +20.00% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (14 years), ISD annualized +0.20% vs +12.88% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, ISD or VTI?
VTI has been the more volatile fund at 14.5% annualized versus 12.2% for ISD. Worst drawdown: ISD -54.3% vs VTI -35.0%.
Should I hold both ISD and VTI?
ISD and VTI have a monthly-return correlation of 0.72, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, ISD or VTI?
ISD yields 9.33% while VTI yields 1.07%, so ISD currently pays the higher dividend yield.
Is VTI better than ISD?
VTI led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.