ITDF vs IVV
ITDF vs IVV
iShares LifePath Target Date 2050 ETF vs iShares Core S&P 500 ETF
Quick Verdict
IVV has a lower expense ratio. ITDF delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | ITDF | IVV | Winner |
|---|---|---|---|
| Expense Ratio | 0.11% | 0.03% | |
| AUM | $83M | $865.2B | |
| Dividend Yield | 1.48% | 1.09% | |
| Holdings | 11 | 508 | |
| YTD Return | +13.65% | +13.80% | |
| 1Y Return | +24.07% | +23.70% | |
| 3Y Return (annualized) | - | +21.49% | |
| 5Y Return (annualized) | - | +13.43% | |
| Volatility (annualized) | 11.3% | 15.1% | |
| Max Drawdown | -15.7% | -56.5% | |
| Fund Family | iShares by BlackRock (US) | iShares by BlackRock (US) | |
| Category | Allocation/Balanced | Equity | |
| Inception | Oct 17, 2023 | May 15, 2000 |
ITDF vs IVV Performance
iShares LifePath Target Date 2050 ETF (ITDF) is a ETF from iShares by BlackRock (US) and iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US). Over the past year ITDF returned +24.07% while IVV returned +23.70%. Year to date, ITDF is up 13.65% versus a gain of 13.80% for IVV.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 11.3% for ITDF. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -15.7% for ITDF and -56.5% for IVV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.95. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
ITDF charges 0.11% per year while IVV charges 0.03%. On a $10,000 position that is $11 vs $3 annually, a gap of $8 per year that compounds over a long holding period. On income, ITDF currently yields 1.48% against 1.09% for IVV.
Holdings Overlap
ITDF and IVV share 1 holdings out of 516 unique holdings combined, representing a 0.1% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in ITDF | Weight in IVV | Difference |
|---|---|---|---|
| XTSLA | 0.16% | 0.15% | 0.01% |
Frequently Asked Questions
Which is cheaper, ITDF or IVV?
ITDF has an expense ratio of 0.11% while IVV charges 0.03%. IVV is the cheaper option. On a $10,000 investment, that is $8 per year of difference.
Which performed better, ITDF or IVV?
Over the past year ITDF returned +24.07% vs +23.70% for IVV, so ITDF leads on 1-year performance. Over the longest common window we track (3 years), ITDF annualized +23.64% vs +7.05% for IVV. Past performance does not guarantee future results.
Which is riskier, ITDF or IVV?
IVV has been the more volatile fund at 15.1% annualized versus 11.3% for ITDF. Worst drawdown: ITDF -15.7% vs IVV -56.5%.
Should I hold both ITDF and IVV?
ITDF and IVV have a monthly-return correlation of 0.95, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.
What is the holdings overlap between ITDF and IVV?
ITDF and IVV share 1 common holdings with a 0.1% weight overlap. Combined, they hold 516 unique securities.
Which pays a higher dividend, ITDF or IVV?
ITDF yields 1.48% while IVV yields 1.09%, so ITDF currently pays the higher dividend yield.
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