IVV vs JFLX
iShares Core S&P 500 ETF vs JPMorgan Flexible Debt ETF
Which is better, IVV or JFLX?
IVV has been ahead.
IVV has a lower expense ratio. IVV led over 1Y.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IVV | JFLX |
|---|---|---|
| Expense Ratio | 0.03%Best | 0.45% |
| AUM | $876.4B | $1.6B |
| Dividend Yield | 1.06% | 4.00% |
| Holdings | 508 | 1,753 |
| YTD Return | +12.51%Best | +1.14% |
| 1Y Return | +17.57%Best | +2.50% |
| 3Y Return (annualized) | +21.27% | - |
| 5Y Return (annualized) | +12.95% | - |
| Volatility (annualized) | 13.3% | 3.1%Best |
| Fund Family | iShares by BlackRock (US) | J.P. Morgan Asset Management |
| Category | Equity | Fixed Income |
| Style | Large Cap Blend | - |
| Inception | May 15, 2000 | Sep 26, 2025 |
Not shown on this pair: Max Drawdown, $10,000 over the window, Top 10 Weight.
IVV vs JFLX growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
IVV vs JFLX Performance
iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US) and JPMorgan Flexible Debt ETF (JFLX) is an ETF from J.P. Morgan Asset Management. Over the past year IVV returned +17.57% while JFLX returned +2.50%. Year to date, IVV is up 12.51% versus a gain of 1.14% for JFLX.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 13.3% compared with 3.1% for JFLX. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The two funds' monthly returns correlate at 0.70. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
IVV charges 0.03% per year while JFLX charges 0.45%. On a $10,000 position that is $3 vs $45 annually, a gap of $42 per year that compounds over a long holding period. On income, IVV currently yields 1.06% against 4.00% for JFLX.
Holdings Overlap
We hold position weights for 505 holdings in IVV and 13 in JFLX, totalling 100.0% and 13.4% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 505 positions we hold weights for in IVV and 13 in JFLX, against full books of 508 and 1,753.
You are not choosing between two funds in isolation.
Whichever of IVV and JFLX you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IVV or JFLX?
IVV has an expense ratio of 0.03% while JFLX charges 0.45%. IVV is the cheaper option, by $42 a year on a $10,000 investment.
Which performed better, IVV or JFLX?
Over the past year IVV returned +17.57% vs +2.50% for JFLX, so IVV leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, IVV or JFLX?
IVV has been the more volatile fund at 13.3% annualized versus 3.1% for JFLX.
Should I hold both IVV and JFLX?
IVV and JFLX have a monthly-return correlation of 0.70, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, IVV or JFLX?
IVV yields 1.06% while JFLX yields 4.00%, so JFLX currently pays the higher dividend yield.
Is JFLX better than IVV?
IVV has a lower expense ratio. IVV led over 1Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.