JFLX vs SCHD
JPMorgan Flexible Debt ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. JFLX offers more diversification with 1,579 holdings.
Side-by-Side Comparison
| Metric | JFLX | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.45% | 0.06% | |
| AUM | $1.5B | $108.7B | |
| Dividend Yield | 3.64% | 3.13% | |
| Holdings | 1,579 | 104 | |
| YTD Return | +2.03% | +29.07% | |
| 1Y Return | +3.40% | +31.45% | |
| 3Y Return (annualized) | - | +17.18% | |
| 5Y Return (annualized) | - | +10.30% | |
| Volatility (annualized) | - | 13.7% | |
| Max Drawdown | -2.4% | -33.4% | |
| Fund Family | J.P. Morgan Asset Management | Charles Schwab Asset Management | |
| Category | Fixed Income | Equity | |
| Inception | Sep 26, 2025 | Oct 20, 2011 |
JFLX vs SCHD Performance
JPMorgan Flexible Debt ETF (JFLX) is a ETF from J.P. Morgan Asset Management and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year JFLX returned +3.40% while SCHD returned +31.45%. Year to date, JFLX is up 2.03% versus a gain of 29.07% for SCHD.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -2.4% for JFLX and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
JFLX charges 0.45% per year while SCHD charges 0.06%. On a $10,000 position that is $45 vs $6 annually, a gap of $39 per year that compounds over a long holding period. On income, JFLX currently yields 3.64% against 3.13% for SCHD.
Holdings Overlap
JFLX and SCHD share 0 holdings out of 890 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, JFLX or SCHD?
JFLX has an expense ratio of 0.45% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $39 per year of difference.
Which performed better, JFLX or SCHD?
Over the past year JFLX returned +3.40% vs +31.45% for SCHD, so SCHD leads on 1-year performance. Past performance does not guarantee future results.
What is the holdings overlap between JFLX and SCHD?
JFLX and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 890 unique securities.
Which pays a higher dividend, JFLX or SCHD?
JFLX yields 3.64% while SCHD yields 3.13%, so JFLX currently pays the higher dividend yield.
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