JFLX vs VYM
JPMorgan Flexible Debt ETF vs Vanguard High Dividend Yield ETF
Which is better, JFLX or VYM?
VYM has been ahead.
VYM has a lower expense ratio. VYM led over 1Y.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | JFLX | VYM |
|---|---|---|
| Expense Ratio | 0.45% | 0.04%Best |
| AUM | $1.6B | $81.6B |
| Dividend Yield | 4.00% | 2.22% |
| Holdings | 1,753 | 613 |
| YTD Return | +1.10% | +11.71%Best |
| 1Y Return | +2.46% | +16.24%Best |
| 3Y Return (annualized) | - | +17.24% |
| 5Y Return (annualized) | - | +11.86% |
| Volatility (annualized) | 3.0%Best | 10.1% |
| Fund Family | J.P. Morgan Asset Management | Vanguard (US) |
| Category | Fixed Income | Equity |
| Style | - | Large Cap Value |
| Inception | Sep 26, 2025 | Nov 10, 2006 |
Not shown on this pair: Max Drawdown, $10,000 over the window, Top 10 Weight.
JFLX vs VYM growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
JFLX vs VYM Performance
JPMorgan Flexible Debt ETF (JFLX) is an ETF from J.P. Morgan Asset Management and Vanguard High Dividend Yield ETF (VYM) is an ETF from Vanguard (US). Over the past year JFLX returned +2.46% while VYM returned +16.24%. Year to date, JFLX is up 1.10% versus a gain of 11.71% for VYM.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VYM has been the more volatile fund, with annualized monthly volatility of 10.1% compared with 3.0% for JFLX. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The two funds' monthly returns correlate at 0.75. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
JFLX charges 0.45% per year while VYM charges 0.04%. On a $10,000 position that is $45 vs $4 annually, a gap of $41 per year that compounds over a long holding period. On income, JFLX currently yields 4.00% against 2.22% for VYM.
Holdings Overlap
We hold position weights for 13 holdings in JFLX and 557 in VYM, totalling 13.4% and 99.2% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 13 positions we hold weights for in JFLX and 557 in VYM, against full books of 1,753 and 613.
You are not choosing between two funds in isolation.
Whichever of JFLX and VYM you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, JFLX or VYM?
JFLX has an expense ratio of 0.45% while VYM charges 0.04%. VYM is the cheaper option, by $41 a year on a $10,000 investment.
Which performed better, JFLX or VYM?
Over the past year JFLX returned +2.46% vs +16.24% for VYM, so VYM leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, JFLX or VYM?
VYM has been the more volatile fund at 10.1% annualized versus 3.0% for JFLX.
Should I hold both JFLX and VYM?
JFLX and VYM have a monthly-return correlation of 0.75, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, JFLX or VYM?
JFLX yields 4.00% while VYM yields 2.22%, so JFLX currently pays the higher dividend yield.
Is VYM better than JFLX?
VYM has a lower expense ratio. VYM led over 1Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.