IVV vs JRI

IVV vs JRI

Which is better, IVV or JRI?

Large Cap Blend against Allocation/Balanced.

IVV has a lower expense ratio. IVV led over 1Y, 3Y, 5Y and the full window.

Lower Fees: IVVHigher Returns: IVV

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricIVVJRI
Expense Ratio0.03%Best3.97%
AUM$886.7B-
Dividend Yield1.10%11.87%
Holdings508413
YTD Return+13.39%Best-3.26%
1Y Return+20.08%Best+0.91%
3Y Return (annualized)+21.29%Best+16.14%
5Y Return (annualized)+12.88%Best+4.71%
Volatility (annualized)14.1%Best20.0%
Max Drawdown-33.9%Best-64.3%
$10,000 over 5 years$18,327Best$12,588
Fund FamilyiShares by BlackRock (US)Nuveen
CategoryEquityAllocation/Balanced
StyleLarge Cap BlendAllocation/Balanced
InceptionMay 15, 2000Apr 25, 2012

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown are measured over the window both funds cover: Apr 25, 2012 to Sep 4, 2026 (14.4 years).

IVV vs JRI growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.

IVV vs JRI Performance

iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US) and Nuveen Real Asset Income and Growth Fund (JRI) is an ETF from Nuveen. Over the past year IVV returned +20.08% while JRI returned +0.91%. Year to date, IVV is up 13.39% versus a loss of 3.26% for JRI.

Over three years, IVV compounded at +21.29% per year against +16.14% for JRI; over five years the annualized figures are +12.88% and +4.71% respectively. Across the full 14-year window we track, IVV has the edge at +13.26% annualized vs +0.81%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

JRI has been the more volatile fund, with annualized monthly volatility of 20.0% compared with 14.1% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -33.9% for IVV and -64.3% for JRI. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.72. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

IVV charges 0.03% per year while JRI charges 3.97%. On a $10,000 position that is $3 vs $397 annually, a gap of $394 per year that compounds over a long holding period. On income, IVV currently yields 1.10% against 11.87% for JRI.

Holdings Overlap

IVV already in JRI2.8%

At least 2.8% of IVV's money is in holdings JRI also owns.

Stated as a floor: for JRI, our book for it covers 69.9% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.

IVV and JRI share little of their money.

The two holdings books were reported 187 days apart, IVV as of Aug 5, 2026 and JRI as of Jan 30, 2026, so some of the difference between them is the time between the two reports rather than the funds.

43 positions in common, counted across the 505 positions we hold weights for in IVV and 247 in JRI, against full books of 508 and 413.

Top Shared Holdings

StockWeight in IVVWeight in JRIDifference
SOSouthern Co.0.16%1.29%1.13%
SPGSimon Property Group Inc0.11%1.15%1.04%
OKEOneok Inc.0.08%1.15%1.07%
EVRGEvergy Inc.0.03%1.13%1.10%
CCICrown Castle International Corp0.05%0.99%0.94%
KMIKinder Morgan Inc./de0.09%0.94%0.85%
DDominion Energy Inc.0.09%0.75%0.66%
NEENextera Energy Inc0.27%0.45%0.18%
VSTVistra Energy Corp.0.07%0.54%0.47%
DUKDuke Energy Corp0.14%0.45%0.31%

You are not choosing between two funds in isolation.

Whichever of IVV and JRI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

IVVJRI

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, IVV or JRI?

IVV has an expense ratio of 0.03% while JRI charges 3.97%. IVV is the cheaper option, by $394 a year on a $10,000 investment.

Which performed better, IVV or JRI?

Over the past year IVV returned +20.08% vs +0.91% for JRI, so IVV leads on 1-year performance. Over the longest common window we track (14 years), IVV annualized +13.26% vs +0.81% for JRI. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, IVV or JRI?

JRI has been the more volatile fund at 20.0% annualized versus 14.1% for IVV. Worst drawdown: IVV -33.9% vs JRI -64.3%.

Should I hold both IVV and JRI?

IVV and JRI have a monthly-return correlation of 0.72, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

What is the holdings overlap between IVV and JRI?

At least 2.8% of IVV's money is in holdings JRI also owns. Our book for JRI is partial, so the real figure is this or higher. They hold 43 positions in common, counted across the 505 positions we hold weights for in IVV and 247 in JRI.

Which pays a higher dividend, IVV or JRI?

IVV yields 1.10% while JRI yields 11.87%, so JRI currently pays the higher dividend yield.

Is JRI better than IVV?

IVV has a lower expense ratio. IVV led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.