IVV vs LRNZ

IVV vs LRNZ

Which is better, IVV or LRNZ?

Each has led over a different period.

IVV has a lower expense ratio. IVV led over 5Y and the full window, LRNZ over 1Y and 3Y. IVV is less concentrated, with 37.9% of the fund in its ten largest positions against 53.1%.

Lower Fees: IVVHigher Returns: splitLess Concentrated: IVV

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricIVVLRNZ
Expense Ratio0.03%Best0.68%
AUM$876.4B$40M
Dividend Yield1.06%0.00%
Holdings50826
YTD Return+11.57%+30.19%Best
1Y Return+17.57%+36.24%Best
3Y Return (annualized)+20.71%+24.10%Best
5Y Return (annualized)+12.80%Best+4.57%
Volatility (annualized)15.9%Best33.4%
Max Drawdown-28.6%Best-61.3%
$10,000 over 5 years$18,262Best$12,504
Top 10 Weight37.9%Best53.1%
Fund FamilyiShares by BlackRock (US)TrueShares
CategoryEquityEquity
StyleLarge Cap BlendLarge Cap Blend
InceptionMay 15, 2000Feb 28, 2020

Volatility and max drawdown are measured over the window both funds cover: Mar 2, 2020 to Sep 10, 2026 (6.5 years).

IVV vs LRNZ growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 6.5 years both funds cover.

IVV vs LRNZ Performance

iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US) and TrueShares Technology, AI & Deep Learning ETF (LRNZ) is an ETF from TrueShares. Over the past year IVV returned +17.57% while LRNZ returned +36.24%. Year to date, IVV is up 11.57% versus a gain of 30.19% for LRNZ.

Over three years, IVV compounded at +20.71% per year against +24.10% for LRNZ; over five years the annualized figures are +12.80% and +4.57% respectively. Across the full 7-year window we track, IVV has the edge at +16.10% annualized vs +14.49%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

LRNZ has been the more volatile fund, with annualized monthly volatility of 33.4% compared with 15.9% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -28.6% for IVV and -61.3% for LRNZ. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.63. They move together some of the time, and apart the rest.

Fees and Cost Over Time

IVV charges 0.03% per year while LRNZ charges 0.68%. On a $10,000 position that is $3 vs $68 annually, a gap of $65 per year that compounds over a long holding period. On income, IVV currently yields 1.06% against 0.00% for LRNZ.

Holdings Overlap

IVV already in LRNZ19.8%
LRNZ already in IVV47.6%

19.8% of IVV's money is in holdings LRNZ also owns. 47.6% of LRNZ's money is in holdings IVV also owns.

The two portfolios partly overlap.

13 positions in common, counted across the 505 positions we hold weights for in IVV and 26 in LRNZ, against full books of 508 and 26.

What only one of them owns

Our book lists 11 positions for LRNZ that do not appear in our book for IVV (45.0% of the fund), and 482 for IVV that do not appear in LRNZ (79.5%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in IVVWeight in LRNZDifference
NVDANvidia Corp.7.98%4.02%3.96%
AVGOBroadcom Inc2.98%4.31%1.33%
CRWDCrowdstrike Holdings Inc. Class A0.32%6.01%5.69%
GOOGAlphabet Inc2.56%3.57%1.01%
PANWPalo Alto Networks Inc.0.44%5.12%4.68%
MUMicron Technology, Inc.1.51%3.48%1.97%
AMDAdvanced Micro Devices Inc.1.18%3.55%2.37%
DDOGDatadog Inc. Class A0.14%4.20%4.06%
MPWRMonolithic Power Systems Inc0.10%3.71%3.61%
LLYEli Lilly & Co.1.39%1.96%0.57%

47.6% of LRNZ is already inside IVV.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

IVVLRNZ

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Frequently Asked Questions

Which is cheaper, IVV or LRNZ?

IVV has an expense ratio of 0.03% while LRNZ charges 0.68%. IVV is the cheaper option, by $65 a year on a $10,000 investment.

Which performed better, IVV or LRNZ?

Over the past year IVV returned +17.57% vs +36.24% for LRNZ, so LRNZ leads on 1-year performance. Over the longest common window we track (7 years), IVV annualized +16.10% vs +14.49% for LRNZ. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, IVV or LRNZ?

LRNZ has been the more volatile fund at 33.4% annualized versus 15.9% for IVV. Worst drawdown: IVV -28.6% vs LRNZ -61.3%.

Should I hold both IVV and LRNZ?

IVV and LRNZ have a monthly-return correlation of 0.63, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

What is the holdings overlap between IVV and LRNZ?

47.6% of LRNZ's money is in holdings IVV also owns. 47.6% of LRNZ's is in holdings IVV also owns. They hold 13 positions in common, counted across the 505 positions we hold weights for in IVV and 26 in LRNZ.

Which pays a higher dividend, IVV or LRNZ?

IVV yields 1.06% while LRNZ yields 0.00%, so IVV currently pays the higher dividend yield.

Is LRNZ better than IVV?

IVV has a lower expense ratio. IVV led over 5Y and the full window, LRNZ over 1Y and 3Y. IVV is less concentrated, with 37.9% of the fund in its ten largest positions against 53.1%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.