IVV vs MSFW

Quick Verdict

IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.

Lower Fees: IVVHigher Returns: IVVMore Diversified: IVV

Side-by-Side Comparison

MetricIVVMSFWWinner
Expense Ratio0.03%0.99%
AUM$865.2B$28M
Dividend Yield1.09%49.81%
Holdings5085
YTD Return+14.50%-7.67%
1Y Return+22.02%-18.86%
3Y Return (annualized)+21.80%-
5Y Return (annualized)+13.37%-
Volatility (annualized)15.1%42.0%
Max Drawdown-56.5%-45.6%
Fund FamilyiShares by BlackRock (US)Roundhill Investments
CategoryEquityAlternative
InceptionMay 15, 2000Jul 24, 2025

IVV vs MSFW Performance

iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and Roundhill MSFT WeeklyPay ETF (MSFW) is a ETF from Roundhill Investments. Over the past year IVV returned +22.02% while MSFW returned -18.86%. Year to date, IVV is up 14.50% versus a loss of 7.67% for MSFW.

Risk: Volatility and Drawdowns

MSFW has been the more volatile fund, with annualized monthly volatility of 42.0% compared with 15.1% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -56.5% for IVV and -45.6% for MSFW. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.47. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

IVV charges 0.03% per year while MSFW charges 0.99%. On a $10,000 position that is $3 vs $99 annually, a gap of $96 per year that compounds over a long holding period. On income, IVV currently yields 1.09% against 49.81% for MSFW.

Holdings Overlap

4.6%overlap

IVV and MSFW share 1 holdings out of 506 unique holdings combined, representing a 4.6% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in IVVWeight in MSFWDifference
MSFT4.57%32.67%28.10%

Frequently Asked Questions

Which is cheaper, IVV or MSFW?

IVV has an expense ratio of 0.03% while MSFW charges 0.99%. IVV is the cheaper option. On a $10,000 investment, that is $96 per year of difference.

Which performed better, IVV or MSFW?

Over the past year IVV returned +22.02% vs -18.86% for MSFW, so IVV leads on 1-year performance. Over the longest common window we track (1 years), IVV annualized +7.07% vs -16.39% for MSFW. Past performance does not guarantee future results.

Which is riskier, IVV or MSFW?

MSFW has been the more volatile fund at 42.0% annualized versus 15.1% for IVV. Worst drawdown: IVV -56.5% vs MSFW -45.6%.

Should I hold both IVV and MSFW?

IVV and MSFW have a monthly-return correlation of 0.47, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between IVV and MSFW?

IVV and MSFW share 1 common holdings with a 4.6% weight overlap. Combined, they hold 506 unique securities.

Which pays a higher dividend, IVV or MSFW?

IVV yields 1.09% while MSFW yields 49.81%, so MSFW currently pays the higher dividend yield.

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