IVV vs QHY

IVV vs QHY

Which is better, IVV or QHY?

Large Cap Blend against High Yield Bond.

IVV has a lower expense ratio. IVV led over 1Y, 3Y, 5Y and the full window.

Lower Fees: IVVHigher Returns: IVV

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricIVVQHY
Expense Ratio0.03%Best0.38%
AUM$876.4B$246M
Dividend Yield1.06%6.28%
Holdings508506
YTD Return+12.01%Best-2.72%
1Y Return+16.48%Best-1.82%
3Y Return (annualized)+21.21%Best+5.78%
5Y Return (annualized)+12.95%Best+1.78%
Volatility (annualized)15.2%7.8%Best
Max Drawdown-33.9%Best-42.4%
$10,000 over 5 years$18,384Best$10,922
Fund FamilyiShares by BlackRock (US)WisdomTree Investments
CategoryEquityFixed Income
StyleLarge Cap BlendHigh Yield Bond
InceptionMay 15, 2000Apr 27, 2016

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown are measured over the window both funds cover: Apr 27, 2016 to Sep 14, 2026 (10.4 years).

IVV vs QHY growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 10.4 years both funds cover.

IVV vs QHY Performance

iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US) and WisdomTree US High Yield Corporate Bond Fund (QHY) is an ETF from WisdomTree Investments. Over the past year IVV returned +16.48% while QHY returned -1.82%. Year to date, IVV is up 12.01% versus a loss of 2.72% for QHY.

Over three years, IVV compounded at +21.21% per year against +5.78% for QHY; over five years the annualized figures are +12.95% and +1.78% respectively. Across the full 10-year window we track, IVV has the edge at +14.07% annualized vs +4.39%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

IVV has been the more volatile fund, with annualized monthly volatility of 15.2% compared with 7.8% for QHY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -33.9% for IVV and -42.4% for QHY. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.80. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

IVV charges 0.03% per year while QHY charges 0.38%. On a $10,000 position that is $3 vs $38 annually, a gap of $35 per year that compounds over a long holding period. On income, IVV currently yields 1.06% against 6.28% for QHY.

Holdings Overlap

We hold position weights for 490 holdings in IVV and 7 in QHY, totalling 99.3% and 1.4% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

0 positions in common, counted across the 490 positions we hold weights for in IVV and 7 in QHY, against full books of 508 and 506.

You are not choosing between two funds in isolation.

Whichever of IVV and QHY you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

IVVQHY

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, IVV or QHY?

IVV has an expense ratio of 0.03% while QHY charges 0.38%. IVV is the cheaper option, by $35 a year on a $10,000 investment.

Which performed better, IVV or QHY?

Over the past year IVV returned +16.48% vs -1.82% for QHY, so IVV leads on 1-year performance. Over the longest common window we track (10 years), IVV annualized +14.07% vs +4.39% for QHY. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, IVV or QHY?

IVV has been the more volatile fund at 15.2% annualized versus 7.8% for QHY. Worst drawdown: IVV -33.9% vs QHY -42.4%.

Should I hold both IVV and QHY?

IVV and QHY have a monthly-return correlation of 0.80, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, IVV or QHY?

IVV yields 1.06% while QHY yields 6.28%, so QHY currently pays the higher dividend yield.

Is QHY better than IVV?

IVV has a lower expense ratio. IVV led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.