IVV vs REAI
iShares Core S&P 500 ETF vs Intelligent Real Estate ETF
Which is better, IVV or REAI?
IVV has been ahead.
IVV has a lower expense ratio. IVV led over 1Y, 3Y and the full window. IVV is less concentrated, with 37.9% of the fund in its ten largest positions against 60.1%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IVV | REAI |
|---|---|---|
| Expense Ratio | 0.03%Best | 0.59% |
| AUM | $876.4B | $1M |
| Dividend Yield | 1.06% | 1.79% |
| Holdings | 508 | 24 |
| YTD Return | +12.51%Best | +11.52% |
| 1Y Return | +17.57%Best | +3.99% |
| 3Y Return (annualized) | +21.27%Best | +5.65% |
| 5Y Return (annualized) | +12.95% | - |
| Volatility (annualized) | 12.6%Best | 17.0% |
| Max Drawdown | -18.8%Best | -22.3% |
| $10,000 over 3.2 years | $18,123Best | $11,527 |
| Top 10 Weight | 37.9%Best | 60.1% |
| Fund Family | iShares by BlackRock (US) | Armada ETF |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | May 15, 2000 | Jun 12, 2023 |
Volatility and max drawdown, and the $10,000 over 3.2 years row, are measured over the window both funds cover: Jun 13, 2023 to Sep 11, 2026 (3.2 years).
IVV vs REAI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.2 years both funds cover.
IVV vs REAI Performance
iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US) and Intelligent Real Estate ETF (REAI) is an ETF from Armada ETF. Over the past year IVV returned +17.57% while REAI returned +3.99%. Year to date, IVV is up 12.51% versus a gain of 11.52% for REAI.
Over three years, IVV compounded at +21.27% per year against +5.65% for REAI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
REAI has been the more volatile fund, with annualized monthly volatility of 17.0% compared with 12.6% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -18.8% for IVV and -22.3% for REAI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.72. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
IVV charges 0.03% per year while REAI charges 0.59%. On a $10,000 position that is $3 vs $59 annually, a gap of $56 per year that compounds over a long holding period. On income, IVV currently yields 1.06% against 1.79% for REAI.
Holdings Overlap
0.9% of IVV's money is in holdings REAI also owns. 49.9% of REAI's money is in holdings IVV also owns.
The two portfolios partly overlap.
10 positions in common, counted across the 505 positions we hold weights for in IVV and 23 in REAI, against full books of 508 and 24.
What only one of them owns
Our book lists 7 positions for REAI that do not appear in our book for IVV (21.8% of the fund), and 486 for IVV that do not appear in REAI (98.5%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in IVV | Weight in REAI | Difference |
|---|---|---|---|
| EQIXEquinix, Inc. | 0.16% | 9.91% | 9.75% |
| DLRDigital Realty Trust Inc. | 0.10% | 9.65% | 9.55% |
| UMG:ASUniversal Music Group N.V. Universal Music Group N V | 0.06% | 5.68% | 5.62% |
| PSAPublic Storage | 0.08% | 4.52% | 4.44% |
| AMTAmerican Tower Corp | 0.12% | 4.38% | 4.26% |
| PLDPrologis Inc | 0.20% | 4.28% | 4.08% |
| SBACSba Communications Corp. | 0.03% | 3.97% | 3.94% |
| CCICrown Castle International Corp | 0.05% | 3.61% | 3.56% |
| VICIVici Properties Inc | 0.04% | 2.89% | 2.85% |
| EQREquity Residential | 0.03% | 0.97% | 0.94% |
49.9% of REAI is already inside IVV.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IVV or REAI?
IVV has an expense ratio of 0.03% while REAI charges 0.59%. IVV is the cheaper option, by $56 a year on a $10,000 investment.
Which performed better, IVV or REAI?
Over the past year IVV returned +17.57% vs +3.99% for REAI, so IVV leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, IVV or REAI?
REAI has been the more volatile fund at 17.0% annualized versus 12.6% for IVV. Worst drawdown: IVV -18.8% vs REAI -22.3%.
Should I hold both IVV and REAI?
IVV and REAI have a monthly-return correlation of 0.72, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between IVV and REAI?
49.9% of REAI's money is in holdings IVV also owns. 49.9% of REAI's is in holdings IVV also owns. They hold 10 positions in common, counted across the 505 positions we hold weights for in IVV and 23 in REAI.
Which pays a higher dividend, IVV or REAI?
IVV yields 1.06% while REAI yields 1.79%, so REAI currently pays the higher dividend yield.
Is REAI better than IVV?
IVV has a lower expense ratio. IVV led over 1Y, 3Y and the full window. IVV is less concentrated, with 37.9% of the fund in its ten largest positions against 60.1%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.