IVV vs REAI
iShares Core S&P 500 ETF vs Intelligent Real Estate ETF
Quick Verdict
IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 508 holdings.
Side-by-Side Comparison
| Metric | IVV | REAI | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 0.59% | |
| AUM | $907.0B | $1M | |
| Dividend Yield | 1.10% | 1.77% | |
| Holdings | 508 | 24 | |
| YTD Return | +12.71% | +14.47% | |
| 1Y Return | +21.89% | +14.06% | |
| 3Y Return (annualized) | +22.08% | +7.18% | |
| 5Y Return (annualized) | +12.96% | - | |
| Volatility (annualized) | 15.1% | 17.2% | |
| Max Drawdown | -56.5% | -22.3% | |
| Fund Family | iShares by BlackRock (US) | Armada ETF | |
| Category | Equity | Equity | |
| Inception | May 15, 2000 | Jun 12, 2023 |
IVV vs REAI Performance
iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and Intelligent Real Estate ETF (REAI) is a ETF from Armada ETF. Over the past year IVV returned +21.89% while REAI returned +14.06%. Year to date, IVV is up 12.71% versus a gain of 14.47% for REAI.
Over three years, IVV compounded at +22.08% per year against +7.18% for REAI. Across the full 3-year window we track, IVV has the edge at +7.00% annualized vs +5.48%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
REAI has been the more volatile fund, with annualized monthly volatility of 17.2% compared with 15.1% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -56.5% for IVV and -22.3% for REAI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.73. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
IVV charges 0.03% per year while REAI charges 0.59%. On a $10,000 position that is $3 vs $59 annually, a gap of $56 per year that compounds over a long holding period. On income, IVV currently yields 1.10% against 1.77% for REAI.
Holdings Overlap
IVV and REAI share 10 holdings out of 518 unique holdings combined, representing a 0.9% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, IVV or REAI?
IVV has an expense ratio of 0.03% while REAI charges 0.59%. IVV is the cheaper option. On a $10,000 investment, that is $56 per year of difference.
Which performed better, IVV or REAI?
Over the past year IVV returned +21.89% vs +14.06% for REAI, so IVV leads on 1-year performance. Over the longest common window we track (3 years), IVV annualized +7.00% vs +5.48% for REAI. Past performance does not guarantee future results.
Which is riskier, IVV or REAI?
REAI has been the more volatile fund at 17.2% annualized versus 15.1% for IVV. Worst drawdown: IVV -56.5% vs REAI -22.3%.
Should I hold both IVV and REAI?
IVV and REAI have a monthly-return correlation of 0.73, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IVV and REAI?
IVV and REAI share 10 common holdings with a 0.9% weight overlap. Combined, they hold 518 unique securities.
Which pays a higher dividend, IVV or REAI?
IVV yields 1.10% while REAI yields 1.77%, so REAI currently pays the higher dividend yield.
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