REAI vs VYM
Intelligent Real Estate ETF vs Vanguard High Dividend Yield ETF
Which is better, REAI or VYM?
Large Cap Blend against Large Cap Value.
VYM has a lower expense ratio. VYM led over 1Y, 3Y and the full window. VYM is less concentrated, with 25.9% of the fund in its ten largest positions against 60.1%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | REAI | VYM |
|---|---|---|
| Expense Ratio | 0.59% | 0.04%Best |
| AUM | $1M | $81.6B |
| Dividend Yield | 1.79% | 2.22% |
| Holdings | 24 | 613 |
| YTD Return | +11.52% | +13.91%Best |
| 1Y Return | +3.99% | +17.57%Best |
| 3Y Return (annualized) | +5.65% | +18.12%Best |
| 5Y Return (annualized) | - | +12.17% |
| Volatility (annualized) | 17.0% | 10.8%Best |
| Max Drawdown | -22.3% | -14.5%Best |
| $10,000 over 3.2 years | $11,527 | $16,699Best |
| Top 10 Weight | 60.1% | 25.9%Best |
| Fund Family | Armada ETF | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Value |
| Inception | Jun 12, 2023 | Nov 10, 2006 |
Volatility and max drawdown, and the $10,000 over 3.2 years row, are measured over the window both funds cover: Jun 13, 2023 to Sep 11, 2026 (3.2 years).
REAI vs VYM growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.2 years both funds cover.
REAI vs VYM Performance
Intelligent Real Estate ETF (REAI) is an ETF from Armada ETF and Vanguard High Dividend Yield ETF (VYM) is an ETF from Vanguard (US). Over the past year REAI returned +3.99% while VYM returned +17.57%. Year to date, REAI is up 11.52% versus a gain of 13.91% for VYM.
Over three years, REAI compounded at +5.65% per year against +18.12% for VYM.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
REAI has been the more volatile fund, with annualized monthly volatility of 17.0% compared with 10.8% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -22.3% for REAI and -14.5% for VYM. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.86. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
REAI charges 0.59% per year while VYM charges 0.04%. On a $10,000 position that is $59 vs $4 annually, a gap of $55 per year that compounds over a long holding period. On income, REAI currently yields 1.79% against 2.22% for VYM.
Holdings Overlap
We hold position weights for 23 holdings in REAI and 603 in VYM, totalling 99.2% and 99.5% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
The two holdings books were reported 48 days apart, REAI as of Aug 17, 2026 and VYM as of Jun 30, 2026, so some of the difference between them is the time between the two reports rather than the funds.
0 positions in common, counted across the 23 positions we hold weights for in REAI and 603 in VYM, against full books of 24 and 613.
What only one of them owns
Our book lists 568 positions for VYM that do not appear in our book for REAI (97.5% of the fund), and 16 for REAI that do not appear in VYM (66.0%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of REAI and VYM you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, REAI or VYM?
REAI has an expense ratio of 0.59% while VYM charges 0.04%. VYM is the cheaper option, by $55 a year on a $10,000 investment.
Which performed better, REAI or VYM?
Over the past year REAI returned +3.99% vs +17.57% for VYM, so VYM leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, REAI or VYM?
REAI has been the more volatile fund at 17.0% annualized versus 10.8% for VYM. Worst drawdown: REAI -22.3% vs VYM -14.5%.
Should I hold both REAI and VYM?
REAI and VYM have a monthly-return correlation of 0.86, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, REAI or VYM?
REAI yields 1.79% while VYM yields 2.22%, so VYM currently pays the higher dividend yield.
Is VYM better than REAI?
VYM has a lower expense ratio. VYM led over 1Y, 3Y and the full window. VYM is less concentrated, with 25.9% of the fund in its ten largest positions against 60.1%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.