IVV vs RLTY
iShares Core S&P 500 ETF vs Cohen & Steers Real Estate Opportunities and Income Fund
Which is better, IVV or RLTY?
Large Cap Blend against Debt-oriented balanced.
IVV has a lower expense ratio. IVV led over 1Y, 3Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IVV | RLTY |
|---|---|---|
| Expense Ratio | 0.03%Best | 1.19% |
| AUM | $876.4B | $260M |
| Dividend Yield | 1.06% | 7.85% |
| Holdings | 508 | 232 |
| YTD Return | +11.51%Best | +6.61% |
| 1Y Return | +15.96%Best | +2.02% |
| 3Y Return (annualized) | +21.01%Best | +12.21% |
| 5Y Return (annualized) | +12.66% | - |
| Volatility (annualized) | 15.7%Best | 23.2% |
| Max Drawdown | -22.1%Best | -35.4% |
| $10,000 over 4.6 years | $18,967Best | $10,998 |
| Fund Family | iShares by BlackRock (US) | Cohen & Steers Funds |
| Category | Equity | Allocation/Balanced |
| Style | Large Cap Blend | Debt-oriented balanced |
| Inception | May 15, 2000 | Feb 24, 2022 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 4.6 years row, are measured over the window both funds cover: Feb 24, 2022 to Sep 15, 2026 (4.6 years).
IVV vs RLTY growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 4.6 years both funds cover.
IVV vs RLTY Performance
iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US) and Cohen & Steers Real Estate Opportunities and Income Fund (RLTY) is an ETF from Cohen & Steers Funds. Over the past year IVV returned +15.96% while RLTY returned +2.02%. Year to date, IVV is up 11.51% versus a gain of 6.61% for RLTY.
Over three years, IVV compounded at +21.01% per year against +12.21% for RLTY.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
RLTY has been the more volatile fund, with annualized monthly volatility of 23.2% compared with 15.7% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -22.1% for IVV and -35.4% for RLTY. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.67. They move together some of the time, and apart the rest.
Fees and Cost Over Time
IVV charges 0.03% per year while RLTY charges 1.19%. On a $10,000 position that is $3 vs $119 annually, a gap of $116 per year that compounds over a long holding period. On income, IVV currently yields 1.06% against 7.85% for RLTY.
Holdings Overlap
At least 1.9% of IVV's money is in holdings RLTY also owns.
Only one direction is shown: for RLTY, our book for it lists positions totalling 138.3% of the fund, which is what a leveraged book looks like and is not a denominator we can divide by.
IVV and RLTY share little of their money.
The two holdings books were reported 153 days apart, IVV as of Aug 31, 2026 and RLTY as of Mar 31, 2026, so some of the difference between them is the time between the two reports rather than the funds.
18 positions in common, counted across the 490 positions we hold weights for in IVV and 168 in RLTY, against full books of 508 and 232.
Top Shared Holdings
| Stock | Weight in IVV | Weight in RLTY | Difference |
|---|---|---|---|
| WELLWelltower, Inc. | 0.25% | 15.93% | 15.68% |
| DLRDigital Realty Trust Inc. | 0.10% | 10.68% | 10.58% |
| CCICrown Castle International Corp | 0.05% | 8.88% | 8.83% |
| AMTAmerican Tower Corporation | 0.12% | 6.07% | 5.95% |
| PLDPrologis Inc | 0.20% | 5.22% | 5.02% |
| EQIXEquinix Inc. Real Estate Investment Trust | 0.16% | 4.05% | 3.89% |
| EXRExtra Space Storage Inc. | 0.04% | 3.99% | 3.95% |
| IRMIron Mtn Inc New Com Npv | 0.05% | 3.80% | 3.75% |
| HSTHost Hotels & Resorts Inc | 0.02% | 2.75% | 2.73% |
| PSAPublic Storage | 0.08% | 2.53% | 2.45% |
You are not choosing between two funds in isolation.
Whichever of IVV and RLTY you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IVV or RLTY?
IVV has an expense ratio of 0.03% while RLTY charges 1.19%. IVV is the cheaper option, by $116 a year on a $10,000 investment.
Which performed better, IVV or RLTY?
Over the past year IVV returned +15.96% vs +2.02% for RLTY, so IVV leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, IVV or RLTY?
RLTY has been the more volatile fund at 23.2% annualized versus 15.7% for IVV. Worst drawdown: IVV -22.1% vs RLTY -35.4%.
Should I hold both IVV and RLTY?
IVV and RLTY have a monthly-return correlation of 0.67, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between IVV and RLTY?
At least 1.9% of IVV's money is in holdings RLTY also owns. Our book for RLTY is partial, so the real figure is this or higher. They hold 18 positions in common, counted across the 490 positions we hold weights for in IVV and 168 in RLTY.
Which pays a higher dividend, IVV or RLTY?
IVV yields 1.06% while RLTY yields 7.85%, so RLTY currently pays the higher dividend yield.
Is RLTY better than IVV?
IVV has a lower expense ratio. IVV led over 1Y, 3Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.