IVV vs RSPT

Quick Verdict

IVV has a lower expense ratio. RSPT delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.

Lower Fees: IVVHigher Returns: RSPTMore Diversified: IVV

Side-by-Side Comparison

MetricIVVRSPTWinner
Expense Ratio0.03%0.40%
AUM$865.2B$5.4B
Dividend Yield1.09%0.25%
Holdings50852
YTD Return+14.50%+45.77%
1Y Return+22.02%+59.86%
3Y Return (annualized)+21.80%+32.14%
5Y Return (annualized)+13.37%+17.92%
Volatility (annualized)15.1%21.0%
Max Drawdown-56.5%-59.0%
Fund FamilyiShares by BlackRock (US)Invesco (US)
CategoryEquityEquity
InceptionMay 15, 2000Nov 1, 2006

IVV vs RSPT Performance

iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and Invesco S&P 500 Equal Weight Technology ETF (RSPT) is a ETF from Invesco (US). Over the past year IVV returned +22.02% while RSPT returned +59.86%. Year to date, IVV is up 14.50% versus a gain of 45.77% for RSPT.

Over three years, IVV compounded at +21.80% per year against +32.14% for RSPT; over five years the annualized figures are +13.37% and +17.92% respectively. Across the full 20-year window we track, RSPT has the edge at +14.29% annualized vs +7.07%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

RSPT has been the more volatile fund, with annualized monthly volatility of 21.0% compared with 15.1% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -56.5% for IVV and -59.0% for RSPT. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.91. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

IVV charges 0.03% per year while RSPT charges 0.40%. On a $10,000 position that is $3 vs $40 annually, a gap of $37 per year that compounds over a long holding period. On income, IVV currently yields 1.09% against 0.25% for RSPT.

Holdings Overlap

16.1%overlap

IVV and RSPT share 69 holdings out of 509 unique holdings combined, representing a 16.1% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in IVVWeight in RSPTDifference
NVDA7.76%1.13%6.63%
AAPL7.44%1.14%6.30%
MSFT4.57%0.99%3.58%
MUProProPro
AVGOProProPro
SNDKProProPro
INTCProProPro
DELLProProPro
STXProProPro
WDCProProPro
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Frequently Asked Questions

Which is cheaper, IVV or RSPT?

IVV has an expense ratio of 0.03% while RSPT charges 0.40%. IVV is the cheaper option. On a $10,000 investment, that is $37 per year of difference.

Which performed better, IVV or RSPT?

Over the past year IVV returned +22.02% vs +59.86% for RSPT, so RSPT leads on 1-year performance. Over the longest common window we track (20 years), IVV annualized +7.07% vs +14.29% for RSPT. Past performance does not guarantee future results.

Which is riskier, IVV or RSPT?

RSPT has been the more volatile fund at 21.0% annualized versus 15.1% for IVV. Worst drawdown: IVV -56.5% vs RSPT -59.0%.

Should I hold both IVV and RSPT?

IVV and RSPT have a monthly-return correlation of 0.91, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between IVV and RSPT?

IVV and RSPT share 69 common holdings with a 16.1% weight overlap. Combined, they hold 509 unique securities.

Which pays a higher dividend, IVV or RSPT?

IVV yields 1.09% while RSPT yields 0.25%, so IVV currently pays the higher dividend yield.

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